This is OK background reading for someone with no idea of how the tax system works or trying to find out about a new area such as retiring or becoming self employed. Apart from the IHT allowances section which is ambiguous and confusing, its clearly written and well laid out. But thats about it. Its all very general and if you understand the basics of tax and pensions you will learn little new. Its brevity means that the contents should not be relied on without further research. There is no mention, for example of the different tax credits rules for over 60s. It would perhaps be better to move pensions and even self employment into separate books which would enable more detailed information on the core topics. The ridiculous complexity of the tax system means a book like this cannot really be described as a 'handbook'. Read it as an intro by all means but to get the full picture this is no substitute for ploughing through the HMRC website.