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This is an in-depth look at personal finance and is aimed at the very beginner. It covers most topics of interest to new comers and looks at subjects such as Income, expenditure, budgeting, Borrowing and debt, Savings and investments, Housing, Financial Balance Sheets, Pensions and retirement planning, Caring and sharing and Insurance. This book is the key text for the OU personal finance course, so you can expect the format and information to be clear, concise and authoritative. My only criticism (and the reason for 4 stars) is that it is very basic in places. I guess it may have to be to give a good grounding in the subject, but if you're in full time work or have even a passing knowledge of basic finance and money matters, then most of this information will already be known to you; although maybe not put across in this way. There are questions and answers at various stages throughout the book to make you consider your own financial situation and to ensure you've grasped the various concepts adequately. Overall this is a good book about an often puzzling subject and should give a good grounding to go on to other texts which will provide more in-depth knowledge and information. As an introduction to personal finance it is a good place to start.

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on 22 August 2009
Has a lot of information on finance of the world of the every day man. Although some of the information is rather basic, it delves into the whys and wherefores of it all making it very relevant to any reader!

It is a very easy and enjoyable read, with some practical guidance to try out in the management of your personal finances.
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