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Showing 51-63 of 63 posts in this discussion
In reply to an earlier post on 16 Dec 2011, 06:38:01 GMT
Maybe it's more that insurance shouldn't be so ridiculously expensive...

In reply to an earlier post on 16 Dec 2011, 06:38:48 GMT
Against others, I'm fantastic at driving lol ;)

In reply to an earlier post on 16 Dec 2011, 06:46:42 GMT
Last edited by the author on 16 Dec 2011, 06:50:41 GMT
My mum had an accident which was her own fault, she reversed into the main road and clipped a passing car which left a slight scratch on the front. The other car was a crap old heap in all fairness and all that was holding it together was top-up paint and faith, it was covered in scratches all around the car which had been filled with various shades of red. So either they are awful drivers or immensely unlucky. Police got called out, because they were trying the whole 'Give us 400 euro and we'll get it fixed at a garage', the police said if they tried to claim for any more than about 30 then they would be prosecuted for fraudulent claim, but when they whacked in the insurance paperwork our insurance paid for the whole lot to be fixed. Now, we're no stunt drivers so denting and scratching 360 degrees of a car is near on impossible, and the company just ignored us when we said that if it was above the 30 euro the police had said then not to pay out.

Also got an ongoing battle with my landlords insurance. He's a right tightass when it comes to maintaining the property and every year when there is a storm the roof tiles fall off, this year they fell off, dented the roof and one door, and smashed one wing mirror and the bonnet. He refused to pay out as it was 'an act of God', and is denying that if he maintained the property then it wouldn't have happened. Thankfully I took pictures cos about 30 minutes after getting in touch with him a roofing company had been called out which fixed the roof and cleared the rubble - almost as if nothing had happened...

In reply to an earlier post on 16 Dec 2011, 07:46:05 GMT
Hello Ben

I'm sorry to hear that. I was shafted by one insurer when a moped crashed into me while I was turning right from a major to minor road because the guy had a "witness" to say it was my fault. I later found out that these insurers had closed the motor vehicle side of the business and felt they only wanted to close my case and others that were ongoing I presume. That year I had 2 years NCB and paid £700 the result of this made it go to the cheapest quote I took was £2100! And this year with 1 year NCB £2400! They are con artists and have no regard for us.

People always told me if you are involved in an accident don't go to your insurers go to no win no fee solicitors who work faster and get the best result or you because they only get their money when you are paid out and this also has the benefit of not having your premiums go up because regardless of fault if you report it you have to pay extra the following year.

It is worthwhile looking at both fully comp and 3rd party though as sometimes fully comp is cheaper, I don't know how that works only that I did get fully comp once because it was over £200 less

In reply to an earlier post on 16 Dec 2011, 07:50:48 GMT
Last edited by the author on 16 Dec 2011, 07:53:32 GMT
i'm not asking you to prove gravity cuckoo. am eminent scientist called sir isaac newton has already proved it and do you know what ......i can read and learn all about it . and do you know where .......ON THE NET!!!

but can i find anything on your ludicrous statement ...NO!!!


Posted on 31 May 2012, 16:04:36 BST
Just read on the BBC website OFT is going to investigate insurers, and for one hope they hit them hard.

Posted on 31 May 2012, 17:02:19 BST
Care to share quotes? I'm (actually paying) £1,867 per year for a 1.2 punto HA!

In reply to an earlier post on 31 May 2012, 17:03:16 BST
its dodgy claims to blame mate. Not the insurance companies fault people commit insurance fraud.

In reply to an earlier post on 31 May 2012, 17:47:55 BST

Check out the first post which is mine and why I started this thread. It said £2400 but this is now £2700, amended because I never told them of a second non fault claim.

Also it is the insurance companies that are causing the hikes by selling our information to unscrupulous no win no fee companies who offer compensation of a four figure sum if the person called have suffered from any minor discomfort!!!

Not only that they don't take into account real world costs of repair and hire and put these costs onto us

In reply to an earlier post on 31 May 2012, 18:00:25 BST
KK, couple tips. Add a good named driver (I've got me dad on, came down over £500 a year) say you do exactly 8000 miles a year (I don't know why but saying less spikes your premium up as does saying you do more, WTF???) erm... Fully comp is often cheaper than the other cover levels (when you have accidents, points etc.)

In reply to an earlier post on 31 May 2012, 18:04:22 BST
Thanks PP, but my gripe is why should I pay more as a law abider that gets insured because of the criminality of others and that's the criminals and insurers!

In reply to an earlier post on 3 Jun 2012, 22:52:55 BST
Spin says:
Popcorn: Always convert your cash into Yen. Trust me...Your banks and businesses are being taken over by the Chinese because they have the sense not to value their currency on capitalist ideals. Yen, my freind...Invest..

Posted on 3 Jun 2012, 23:24:29 BST
Spin says:
If you do not want to pay insurance then stop complaining and live a life that doesn't need to be valued in monetary terms...
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Discussion in:  politics discussion forum
Participants:  8
Total posts:  63
Initial post:  13 Dec 2011
Latest post:  3 Jun 2012

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