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The Pinch: How the Baby Boomers Took Their Children's Future - And Why They Should Give It Back Kindle Edition
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- the book given the demographics UK society is facing up to 2030 is very timely and does raise a lot of interesting points that are sadly being ignored;
- the recent inconclusive 2017 General Election and the sudden surge of younger voters behind Labour's Corbyn though he did not articulate much of this book's points in his campaign, reaffirmed these concerns are growing;
- Willetts who is himself a Tory MP covers a lot of ground and theories but sadly is at times a hard read to grasp his key points; and
- ultimately the book may succeed in the author's objective to open up this debate but in lack of possible solutions (he openly admits in the updated Afterword he never intended to provide any) leaves one finally dissatisfied.
A pity overall because in his depiction of how pensions and housing have created the discrepancies in our society age groups I am left feeling that some original thinking is needed whether in the need to improve the rental sector in UK housing or better strategies for pension and savings for future generations versus how we have got to where we are now. As I indicated, the recent election success of Corbyn while mining this growing concern amongst younger people itself proffered little in the way of solutions or strategies.
Gets a little repetitive as it goes on, and does not provide the solution. Would have liked the title to be 'and HOW they can give it back!"
Having said all that, this is a thought-provoking book, which was worthwhile reading (on holiday, as it happens). I'm not a Boomer, but 'Gen X' (1967), apparently. Worth a read if you are into that sort of thing.
David Willetts is admirably non-political throughout, but he should give in to his political instincts and publish that 10-point action plan if he wants us to do anything about it. Since he hasn't, I will:
1. Save for a rainy day;
2. Put at least half of your age as a percentage of your gross salary into a pension;
3. Lobby your MP to reduce inheritance taxes;
4. Decide what proportion of your lifetime income you want to pass on to your 'kids' (Note - can be zero);
5. Make a will;
6. Make sure you vote;
7. Invest in the future (bridges, motorways, high-speed internet, education, your own children etc);
8. Reduce money wastage (both government and personal);
9. Think about what would be a good course of action for you now for your children's children;
10. While doing all of this, don't forget to live your own life. You only have one life - live it!
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