Pensions Explained: A Complete Guide to Saving for Your Retirement (Which?) ("Which?" Essential Guides) Paperback – 13 Oct 2010
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|Paperback, 13 Oct 2010||
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About the Author
Jonquil Lowe is an economist and has worked for several years in the City as an investment analyst. She is a former head of the Money Group at Consumers' Association and now works as a freelance researcher and journalist. Jonquil holds the g60 qualification required of financial advisers who give advanced pensions advice and writes extensively on all areas of personal finance and is the author of several other books, including Be Your Own Financial Adviser, The Which? Guide to Giving and Inheriting and The Which? Guide to Money in Retirement.
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Top Customer Reviews
We work all our lives and pay into one system or another, in the hope that when we reach retirement age we will be prepared for it. What this book does is offer easy to understand reference to all things connected with Pensions, from the very basics to more complex ones, so that we can at least understand how the system works. From the all-encompassing basic State Pension, to Occupational Pensions and other investments, even upcoming changes are referenced, which makes this an essential reference point that will be of interest to everyone. All of your Pension choices are explained here, along with the consequences of the decisions you may make...
Each chapter covers a particular topic in a easily-digested format, explaining jargon and rules as you go along. It can be delved into or read cover-to-cover, depending on your needs, with the reassurance that the information is coming from a reputable and unbiased source. Simple explanations without hidden sales motive are what you will get here.
I can recommend this guide to everyone, at all stages of life. It is well worth the cover price for something so essential, and handy to have on your shelf for reference in years to come...
Glad I bought the book - I may now be a little bit wiser.
That said, there is a lot of useful information within and it represents good value.
However one thing I do know is that I don't want to be poor and starving when I am old.
This book explains all aspects of pensions in the UK and more besides. I did not realise for example that the state pension requires 30 years of NI payments or that actually there are two state pensions. The book explains the state pension, S2P (SERPS) and occupational pensions.
The book is clearly written with worked examples at every stage giving examples of how much a income a person would expect from the state pensions and private pensions. It reads much like a newspaper or magazine article but in far more depth. It's not fun but then it is not a hugely thick book either. I am glad I have it and I will refer to it again and it has made me get my affairs in order.
suggest you peruse this book before you go anywhere near an IFA (or to call them their correct term - Pension SALESPERSON)
Most Recent Customer Reviews
I wouldn't say a complete guide for pension, but it has lots of useful information for those concernedPublished 13 months ago by kudrat khuda
A very good book but now out of date with recent legislation coming into force.Published 22 months ago by v james
Very comprehensive, well written, up to date.
Great references with useful website addresses
Just what I needed, and have since bought other books by this author.
The book did not deal with the detail I was looking for. It was a waste of money for me.Published on 19 Jun. 2013 by compliancer
Clear descriptions; precise terminology; made a complex subject comprehensible. I would recommend to anyone, young or old. Basic required reading!Published on 29 Dec. 2012 by marie e 1kemP