About the Author
Xinyi Cindy Yu, CPA, CFP, MBA, MS, has more than twenty years’ experience in both corporate and personal finances, and a passion for parenting and financial education for families.
With a career path that includes high-level management positions at American Express and Citigroup, she is a certified public accountant and financial service industry veteran who has served thousands of individual and business clients worldwide. She was a certified college consultant of Hartland Institute of Financial Education, and the cofounder of the Parents & Children Education Club in New Jersey and Institute of Financial Intelligence.
Hong Zhang, PhD, is an associate professor at Rowan University in New Jersey with fifteen years of experience teaching and guiding younger generations. He is also committed to promoting STEM and cultural education to children in his community. He is the cofounder and president of Institute of Financial Intelligence, a non-profit organization promoting systematic education for financial literacy and good judgement.