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5.0 out of 5 stars The actual practice...., 11 Jun 2011
By 
Phillip Taylor (Richmond Upon Thames, England) - See all my reviews
(TOP 1000 REVIEWER)    (REAL NAME)   
This review is from: Insuring Cargoes: A Practical Guide to the Law and Practice (Hardcover)
OF MARINE CARGO INSURANCE PRINCIPLES

An Appreciation by Phillip Taylor MBE and Elizabeth Taylor of Richmond Green Chambers

If you're reading or watching this review, you are probably a shipping practitioner faced with complex claims which tend to hinge on detail and minute practicalities. Or perhaps you're an insurer, owner, or claims adjuster confronted by complicated underwriting issues. If you're in any way professionally involved in marine cargo insurance, read this book.

You could well find the answer to most -- if not all -- of your enquiries in it. As you'll discover, it's thoroughly researched and readable -- and in our view (although we are not experts in this field) it should be required reading, not just for legal practitioners, but also -- as the author points out -- for underwriters, brokers, forwarders, surveyors, P & I Clubs, cargo owners and shippers.

The sub-title, `a practical guide to the law and practice', is certainly apt. As Vishwanath is an underwriter and adjuster himself, the emphasis is placed on what has happened, what can happen, and what actually does happens to marine cargoes -- and the insurance implications and consequences which can result.
To cite only one example; the consequences of an improperly drafted insurance policy on a cargo can be financially disastrous, whether for individuals or companies. This book can certainly alert practitioners and all others concerned to the contingencies and risks that may impact on a particular cargo and on a particular voyage. The specific aim here is obviously to construct insurance cover that is -- no pun intended - watertight!

Unlike most other books of its kind which focus on the London market and on risks placed in that market, Vishwanath's book is global in its scope and orientation, with detailed comment on and almost innumerable case references to, issues and events drawn not just from London, but from a number of other jurisdictions, including France, Norway and the US.

The book is also an invaluable source of technical information in plain English, much of it illustrated graphically with photos and diagrams. It's therefore intelligible not just to the techies of this world, but to the general informed reader. For further ease of reference, crucial points are highlighted and footnoted where appropriate.

So, for practitioners and insurance professionals, not to mention students in this field, `Insuring Cargoes' is a welcome contribution to the literature of cargo insurance and the development of coverage and clauses in international markets, describing in a refreshingly topical way the actual practice of the principles involved.
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Insuring Cargoes: A Practical Guide to the Law and Practice
Insuring Cargoes: A Practical Guide to the Law and Practice by K. S. Vishwanath (Hardcover - 28 Feb 2010)
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