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Profile for Terry Whitehead > Reviews

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Content by Terry Whitehead
Top Reviewer Ranking: 886,914
Helpful Votes: 23

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Reviews Written by
Terry Whitehead (Brighton, EAST SUSSEX United Kingdom)

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Me Before You
Me Before You
Price: £4.99

5.0 out of 5 stars Brilliant, 9 Jan. 2016
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This review is from: Me Before You (Kindle Edition)
Started slow and put it down for a few months! Came back to it when I couldn't sleep, and it kept me up for ages because I couldn't put it down after that. Very well written and emotional journey. Don't give up on this book once you start, it's amazing

Using a Property Company to Save Tax
Using a Property Company to Save Tax
by Carl Bayley
Edition: Paperback
Price: £24.45

21 of 24 people found the following review helpful
1.0 out of 5 stars Wonderfully informative but basically a fiction!, 13 Sept. 2013
I am a fan of tax cafe publications as they are well written and informative and give many examples to help you apply the learnings to yourself, however I am slightly peeved about this one! I read the book cover to cover, gripped at every page as I am intending to invest a considerable amount of money into property later on this year, but wanted to set everything up right beforehand to fit with my long-term strategy of re-investment. In the end, it seemed the answer was to set up a limited company as I am all about re-investment and was not intending to draw money out as I am a 45% tax payer! The sting however was that banks don't like to lend to limited companies anymore, unless you have a 45% or more deposit, which would ultimately mean you would not be able to buy as many properties as somebody buying their own property with a 20-25% deposit! The book helpfully suggests a way round this by using a deed of trust (you'll have to read up on that one), but after extensive research, I can only find 1 mortgage company that MIGHT consider it as nobody else would. A deed of trust is almost impossible to get out but even if you could get somebody to allow it, you would then have to run the risk that when you come to refinance the property, you might not be able to get it again, leaving you with a property that is trapped in a ltd company on a variable rate meaning you either have to 'take it back' (maybe leaving you liable for CGT) or could end up in any other situation which may not be favourable to you! I am not in the habit of spending £25 on a book and taking the time to read and understand something for it to basically be a fiction since I can get that for £6.99 on my kindle with half the effort to read! To be balanced, over all they are a great selection of books and give wonderful advice, but on this one, I feel really let down and in a way, if this is complete rubbish it does dent your faith in the authors as they must clearly know people are not really able to do this anymore.
Comment Comments (3) | Permalink | Most recent comment: Apr 23, 2016 11:30 AM BST

Beach House 04.02
Beach House 04.02
Price: £58.11

2 of 2 people found the following review helpful
4.0 out of 5 stars Beach House 04.02, 24 Sept. 2002
This review is from: Beach House 04.02 (Audio CD)
Mark Doyle and the guys at Hed Kandi have done it yet again! You would think that the brand would die a death after so many compliations have been released, but it hasn't. I never thought it possible that there were so many tunes that I had not heard and that I would grow to like in a really big way. Again, there are 2 CD's each with it's own distict flavour. How they get the balance right I'll never know. A real summer winner and failing that, you could always play it in the winter to remind you of those summer months you had on the beach or at a BBQ. Shut your eyes and take yourself to the happy place with this CD. If you have never bought a Hed Kandi CD and like something a little funky and upbeat, then buy this NOW.

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