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DOPPLEGANGER (TEDDY B)
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Regina Camomile Toilet Paper 9 Rolls
Regina Camomile Toilet Paper 9 Rolls
Offered by Ydeal
Price: £9.22

1 of 1 people found the following review helpful
1.0 out of 5 stars TOP QUALITY BUT RIDICULOUS DELIVERY CHARGE, 10 April 2015
We are great enthusiasts of Regina Camomile Toilet paper, as it is by far and away the best on the market, in terms of useability, comfort, and strength. One has to use far less to achieve cleanliness, than most other brands, and therefore it proves to be the best value for money around. For these reasons we have no hesitation in giving the very best rating for this super product.

However, despite the cost here of the actual being 20% or so more than your local supermarket prices, the delivery charge quoted ie. £11.98 is incredible and, frankly usurious, totally unjustifiable, and mind-boggling!

Accordingly, and with some regret, despite the high quality and excellent value of the paper, the delivery charge is so horrendous and we cannot, in all consciousness, give anymore than the very lowest rating. Pity as it is an unbeatable product.

If anyone connected with the sellers here of this toilet paper, wishes to challenge our rating then please explain why in the 'Comment' facility and not rubbish our review with an 'Unhelpful' vote. Thank you.


Wind Resistant Fiberglass Travel Umbrella in Black - Automatic Open & Close and Super Compact
Wind Resistant Fiberglass Travel Umbrella in Black - Automatic Open & Close and Super Compact
Offered by Best Umbrellas UK
Price: £16.95

5.0 out of 5 stars BROLLY GOOD, 6 April 2015
Verified Purchase(What is this?)
A light, seemingly sturdily made umbrella with an amazingly efficient and speedy mechanism for raising it. If it proves long term to be robust and I can for the first time in 50 years manage not leave it on public transport, restaurants etc., then I'll be well pleased


Small MR16 Black Sucker - Suction Pad for Removal of GU10 and Halogen Lamps - Bulb Remover Tool
Small MR16 Black Sucker - Suction Pad for Removal of GU10 and Halogen Lamps - Bulb Remover Tool
Offered by Strictly Lamps
Price: £1.90

2.0 out of 5 stars DON'T BE DAFT ENOUGH TO ......, 6 April 2015
Verified Purchase(What is this?)
.....assume this gadget will be your answer to extracting halogen ceiling fitted bulbs effortlessly, because it doesn't. You will still need to get your stepladder in from the garage or balance precariously on a chair to remove the bulb after several attempts, if you are lucky, and finish up sweating profusely and with aching arms. Whoever designed the ceiling fitting and bulb needs to stand up publicly an apologise for, perhaps the worst example ever of practicable and usable design in the home today.


Xeno Ultra Violet Electronic Toy
Xeno Ultra Violet Electronic Toy
Price: £49.99

5.0 out of 5 stars KEPT HER AMUSED, 6 April 2015
Verified Purchase(What is this?)
This review is from: Xeno Ultra (Toy)
This quirky little ugly 'goblin' animated toy given as a Christmas present to a 7 year old granddaughter, was obviously greatly enjoyed given the time it was played with.


Graff: The Art and Technique of Graffiti
Graff: The Art and Technique of Graffiti
by Scape Martinez
Edition: Paperback
Price: £16.99

5.0 out of 5 stars THE WONDERFUL WORLD OF GRAFFITI, 6 April 2015
Verified Purchase(What is this?)
A book that celebrates, defines and illustrates the most wonderful, dynamic, and vibrantly colourful world of Graffiti. Graffiti is an art form that is of our times, all around us, and not tarred with the hidebound 'brush' of yesterday's static interpretation of the traditional artist as typified in art colleges and mausoleum moulded galleries charging money to enter. Graffiti is for everyone, it is the future, and it is for free.

This excellent work does justice to the journey of understanding to give just about anybody the wherewithal to become a graffitist.


Times Quick Crossword Book 18: 80 General Knowledge Puzzles from The Times 2 (Times Crossword)
Times Quick Crossword Book 18: 80 General Knowledge Puzzles from The Times 2 (Times Crossword)
by The Times Mind Games
Edition: Paperback
Price: £5.99

5.0 out of 5 stars DELVING INTO THE MEMORY CACHE, 6 April 2015
Verified Purchase(What is this?)
Really needs a good bit of concentration to extricate from somewhere hidden the jolly old brain box, the answers that are lurking there. Gives plenty of entertainment.


The Telegraph: All New Quick Crosswords 7 (The Telegraph Puzzle Books)
The Telegraph: All New Quick Crosswords 7 (The Telegraph Puzzle Books)
by THE TELEGRAPH MEDIA GROUP
Edition: Paperback
Price: £5.99

5.0 out of 5 stars REQUIRES A BIT OF CONCENTRATION, 6 April 2015
Verified Purchase(What is this?)
A good selection of not the easiest of quick crosswords requiring a little bit of concentration to complete. Good fun though.


SLIM READING GLASSES CLEAR LIME GREEN UNISEX LIGHTWEIGHT 5 STRENGTHS PR13 (+2.5)
SLIM READING GLASSES CLEAR LIME GREEN UNISEX LIGHTWEIGHT 5 STRENGTHS PR13 (+2.5)
Offered by GARDEN OLYMPIA
Price: £7.25

4.0 out of 5 stars SMART GLASSES, 6 April 2015
Verified Purchase(What is this?)
Smart, modern, light, and a great colour, everything that one requires in a pair of fashion reading glasses. I hope to be proven incorrect but the frame does not seem to be particularly robust and therefore I doubt their longevity. I do hope I am wrong.


The Best Way to Rob a Bank is to Own One: How Corporate Executives and Politicians Looted the S & L Industry
The Best Way to Rob a Bank is to Own One: How Corporate Executives and Politicians Looted the S & L Industry
by William K. Black
Edition: Paperback
Price: £17.05

5.0 out of 5 stars CONTROL FRAUD EXPOSED, 4 April 2015
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The author Bill Black was well placed to write about the S and L scandal. He was a central figure in exposing corruption and was responsible for exposing House Speaker Jim Wright, and 5 Senators (the Keating Five) including John Glenn and John McCain of doing favours for hopelessly insolvent S and L's in return for contributions and other perks.

The book introduces and explains the widespread use of Control Frauds in which people such as Charles Keating, Don Dixon, Ranbir, Sahani and others uses the entity he or she controls as a weapon to commit fraud and as a shield to defend against detection and prosecution.

He was Litigation Director for the Federal Home Loan Bank Board, and subsequent similar regulatory executive positions and was much involved in the regulation of the 'Reagan' era deregulated S and L business and tells of the efforts made by his original boss Ed Gray and his team to limit the horrendous cost to the US taxpayers of the corruption and fraud that was being perpetrated within the 'Control Frauds'. The irony being that these efforts to minimise the loss ot the Taxpayers was not only opposed and frustrated by politicians, the Washington bureaucratic machine and trade associations, but by some of some of Black's colleagues such as Gray's successor the ineffective Washington pen-pusher Danny Wall, and strangely enough qualified and experienced attorney, Rosemary Stewart, Head of Enforcement. Despite a huge mass of factual evidence provided to her of widespread fraud within companies such as Charles Keating's Lincoln Savings she resolutely continued her defence of the arch control fraudsters she persisted in obstructing Black and others efforts to close them down and curb the flow of losses. The irresponsible failure of the likes of Wall and Stewart cost the taxpayer many, many $billions of unnecessary losses. One is incredulous as to why they chose this course of non-action in the face of the overwhelming facts....unfortunately Black does not seem to know the reason either. It leads one to suspect all sorts of theories.

The book also highlights the loss of collective responsibility in the great law firms, accounting firms, investment banks and professional appraisers, that permitted some of their partners to conspire with criminals to allow and condone the conspiracy to defraud on such a massive scale.

Black deals with the subjects of Control Frauds in great depth giving his explanations on the reasons on why it tends to occur in waves that make financial markets deeply inefficient, and how to prevent such waves, and throughout stresses often the larger point that control fraud is a major, ongoing threat in business that requires active, independent regulations and effective regulators to contain it.

A superbly informative, interesting and still pertinent book that, alas, does little to suggest that this could not happen again. Why look at the 2008 Credit Crunch!


The Daisy Chain: How Borrowed Billions Sank a Texas S & L
The Daisy Chain: How Borrowed Billions Sank a Texas S & L
by James O'Shea
Edition: Hardcover

5.0 out of 5 stars A CROOK LAID BARE, 1 April 2015
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Don Dixon the beneficial owner of, and sole puppeteer of Vernon Savings & Loan, in the small township of Vernon,Texas was a crook masquerading as the saviour of speculative real estate developers, who single-handedly cheated the US taxpayer out of 100's of $millions. He bought Vernon in 1981 from R.B.Tanner, a god-fearing man who had very conservatively nurtured the company into becoming a local thrift concern which enabled local people to buy their home. Don Dixon saw the opening of the gates to easy greenbacks that was presented on a salver when the Reagan Administration deregulated the thrift industry paving the way for the unprincipled to prosper unbridled by regulatory control. And boy did Don Dixon fleece the nation.

James O'Shea, an experienced economic journalist tells the horrific but nonetheless fascinating tale of Don Dixon's tenure in de facto control at Vernon, which is a litany of unprincipled, lying, conniving, fraudulent activity against the backdrop of an eye-wateringly exorbitant and wholly wasteful lifestyle, paid for by Vernon initially but in the long run by good old Joe Taxpayer.

If it were not a true story, one could be forgiven for believing that it was down to the excessive and fertile imagination of the author. No this was for real, and tells of every prostitute procured for client and regulator entertaining, Rolls Royces and many other luxury and expensive cars, a fleet of private airplanes, luxury yacht moored in Washington for use to 'wine and dine' and influence politicians, uber-luxury holiday Californian beachside mansion, trips across Europe with a large entourage to meet the Pope, and indulge in many of the finest and expensive Michelin 3 star restaurants, large scale purchases of valuable sculptures, paintings and antique furniture to mention but a few.

And Vernon became an easy touch for just about any 'aspiring' property cowboy to get almost endless dollops of money, irrespective of whether the value of the acquisition covered the loan or not, rarely having to inject their own money into the deal, which most did not have anyway! It was also possible for the loan to cover the high fees payable to Vernon for the loan which enabled Vernon to keep reporting increasing profits, and, and this is the humdinger, sufficient loan to even pay the interest to Vernon so as not to have to record a non-performing loan!

The joke goes that an erstwhile Texas fortune hunter said to his business cohort that he had arranged a $500 million loan from Vernon but the bad news was that they were going to have to find $500 themselves!

This is a really good, highly readable, interesting but at the same time a bit worrying that lack of good judgement on the part of politicians and regulators can cost the state so much, and what is to stop a similar in outcome situation occurring again. I think we all know the answer.


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