A banker's secret: Amazon.co.uk: Marc Eisenson: Books

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5.0 out of 5 stars GET THIS BOOK! It will save you tens of thousands of $$$$, 22 Feb 1999

By A Customer

This review is from: The Banker's Secret (Hardcover)

The authors tell you - in plain english - how to save thousands on your mortgage by either "prepaying" or paying your mortgage biweekly (or a combination of both). Although most banks will allow you to prepay (ie. pay extra towards the principal each month), very few if any allow you to pay biweekly. One exception I know of is Primerica Financial Services (a division of Citigroup/Travelers Insurance). Anyway, as an example, simply paying biweekly on a 30 year, $100,000 loan at 7.5% fixed rate would save you over $40,000 and shorten the loan life by over 6 years. The book contains hundreds of easy to use tables that show you what you'll save on loans ranging from $50-$500,000 and interest rates from 7% - 14.75% using either the prepayment or biweekly stratagies. The authors also explain the effect these stratagies will have on taxes and home equity as well as warn you about possible penalties and extra fees you can avoid.

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5.0 out of 5 stars GET THIS BOOK! It will save you 10's of thousands of dollar, 22 Feb 1999

By A Customer

This review is from: The Banker's Secret (Hardcover)

The authors show you - in plain english -how you can save thousands on your mortgage by either "prepaying" or by paying your mortgage biweekly (or a combination of both stratagies). Although most banks will allow you to prepay (ie. pay extra towards your principal) each month, very few if any allow you to pay biweekly. One exception I know of is Primerica Financial Services, which is a division of Citigroup/Travelers Insurance. Anyway, as an example, simply paying biweekly on a 30 year, $100,000 loan at 7.5% fixed rate would save you over $40,000 in interest and shorten the loan life by more than 6 years. The book contains over a hundred pages of easy to use tables that show you what you'll save on loans ranging from $50-$500,000, using fixed or adjustable interest rates from 7.0% to 14.75% and using either the prepayment or biweekly payment stratagies. The authors also explain how these stratagies affect your home equity and taxes and how to avoid extra fees or penalties.

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A banker's secret (Unknown Binding)

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