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But then at the beginning of January I bought this book. Some part of me must have shown an iota of common sense for once, but then, spending money is fun, isn't it? As soon as it arrived, it began to transform my life. Because it isn't just about money-saving tips like some books which, let's face it, we could usually think up for ourselves - it gets right down to the nitty-gritty of why, when we know many things that we should be doing, we still aren't doing them. It really helps to explain why you are how you are with your money.
Now, not quite one month later, I know for the first time ever exactly where my money is going, and have all sorts of insights into why I've previously been so reluctant to confront my finances. I know what I can spend each month; I've got a three-year plan that will get me on top of my debt; I will be able to pay off my mortgage early; and no end of other, more creative ideas. I suspect I could have spent a small fortune on psychoanlysis or counselling and not learned a fraction of what this book has taught me.
And on top of all that, it's an interesting, enjoyable read - what more could you ask? If you recognise that you're not being as clever with money as you could be, there's every chance that this book will help set you straight. It has me, and I can't thank Alvin Hall enough.
This book is bigger than a book about money or budgeting. It is a book that helps you identify what your patterns of spending/saving are. It helps you identify behaviour that is not yours but is a reaction to someone else's - parent, sibling etc.
Better than that, it helps you DREAM about what you really want from life and how to achieve it in little steps. You work towards not reacting to other people and instead finding yourself. Its already changed my life!
Four stars - Well I would suggest you supplement it with a big pad of paper, a pen and copious viewings of 'Spendaholics' aswell just to drive the message home. You can supplement this book with other sources of handy advice like Benjamin Fry's website 'Whats wrong with you?'
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