Just when you want to be careful with money, along come confusing life choices: buying a car, renting a house, investing in the market, obtaining life insurance, and so on. Happily, MoneyWatch's Jack Otter provides superior advice. He lays out a series of either-or spending choices and explains the pluses and minuses of your options. getAbstract - which does not give financial advice, other than suggesting due diligence in light of your own situation - recommends Otter's savvy mini-essays on financial choices and his nicely illustrated pro-and-con presentation. If you seek clear-headed spending advice in a pretty package, you will appreciate his authoritative, easy-to-understand comparisons. On the other hand, if you find jazzy pages overflowing with big pictures laced with short doses of advice way too distracting, you may think this illustrated manual is a bit over-the-top visually. However, for the inexperienced young person or the financially daunted, the popular packaging may just open the door to sound fiscal counsel.