The characters are really fun. This is a fast sensual read about a girl with a past who longs to be respectable. Naturally, two men, one good and one bad want her for reasons that have nothing to do with respectabilty. Willa has a quirky personality and makes some mistakes she regrets. First she gets pregnant by a man who isn't at all what she believed him to be. When Luke McKade saves her and her unborn child from this man, Luke is both too tough and too ardent, so Willa distrusts her attraction for him and rejects his improper proposition. Instead she marries his younger, legitmate brother who hates him. Little Red is ill, but unlike Luke, his more handsome brother, he needs a nurse, so he offers her marriage and a home for her little boy. When Little Red dies, he leaves her a house but no land or money. The night Willa's sisters-in-law have written a check to buy Willa out, a plane crashes on the family's ranch. When Willa goes outside to help the passengers, she finds suitcases filled with a fortune in cash. The money represents a new life for her and her son. As she is hiding the money, she is discovered in the act by Luke McKade, who seduces her. Distrustful of him and of her attraction, she bests him, and rehides the money. But when bad people come after the money and endanger McKade, it is Willa's turn to rescue him. The rest of the story is about McKade trying to protect her, overcoming his own tragic past, learning to respect her, about them falling in love, and about both of them winning over some cantankerous but humorous in-laws. I loved the characters. At times this book is funny and sexy, but it also has its dark moments and some real suspense. I enjoyed it.