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The SmartPhone Wallet: Understanding the Disruption Ahead: 1 Paperback – 17 Dec 2010


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The SmartPhone Wallet: Understanding the Disruption Ahead: 1 + Bank 3.0- Why banking is no longer somewhere you go, but something you do + Digital Disruption: Unleashing the Next Wave of Innovation (UK edition)
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Product details

  • Paperback: 142 pages
  • Publisher: CreateSpace Independent Publishing Platform (17 Dec. 2010)
  • Language: English
  • ISBN-10: 1456429973
  • ISBN-13: 978-1456429973
  • Product Dimensions: 14 x 0.9 x 21.6 cm
  • Amazon Bestsellers Rank: 916,314 in Books (See Top 100 in Books)

More About the Author

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Product Description

About the Author

David W. Schropfer is an international business leader with two decades of management experience ranging from telecommunications to payment systems. Mr. Schropfer is a Partner with the internationally recognized consulting firm, The Luciano Group, where he leads its Mobile Payment and Mobile Commerce practice. Earlier in his career, he was Senior Vice President with IDT Telecom, and a Business Development Officer for Capital One. He has served on the Board of Directors for multiple companies, and is a frequent speaker at industry conferences and trade shows. After graduating Boston College, David earned an Executive MBA from the University of Miami.

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Amazon.com: 4 reviews
3 of 3 people found the following review helpful
Great primer on mobile money with a call to action 20 Feb. 2011
By Intersperse - Published on Amazon.com
Format: Kindle Edition
I had the opportunity to meet David Schropfer at the 1st Annual Mobile Payments Show in New York City recently. Although I had interacted with him on social media sites I didn't realize he had written and published a book concerning mobile wallet technology.

Having experience in mobile, e-transactions and POS, I found David's writing insightful, clear, and well structured. This is a great primer for anyone at any level who's interested in smartphone wallet technology. The book is constructed in a clear straightforward style. David provides great descriptions that simplifies the readers ability to understand, and layer their own specific details over the provided wire-frame.

But this is no See Spot Run primer. David explains very sophisticated, complex networks and transactions in a simple fashion with easy to understand parallels. Understanding how credit and debit networks were born helps reader's understand the challenges and opportunities associated with smartphone wallet technology.

David's concise, intelligent presentation in New York is what led me to buy the book. He's knowledgeable about the industries that encompass mobile money services including; software, hardware, financial services and distribution. His background in telecom and experience as an analyst culminates in someone who knows where the rubber meets the road. David's practical look at the big picture, the big players, and history of the electronic payments leaves the reader with an understanding of the disruption ahead.

I highly suggest this book to anyone who's interested in smartphone wallets. It's a great primer for any executive who wants to understand what mobile money means for his business. But the book is not just a 40,000 foot view, it also speaks to the public, providing a clear picture for all consumers who want to make educated decisions concerning smartphone wallet services.
3 of 4 people found the following review helpful
Good and quick summary of smartphone payment technology 17 Jan. 2012
By Kevin - Published on Amazon.com
Format: Paperback Verified Purchase
More and more functions are being added to recent smartphones, including better cameras, social media, video, and thousands of nifty applications. I figure it is only a matter of time until the smartphone also replaces our wallets. If you are interested in learning how this new technology may take shape, and want a quick and easy-to-understand guide about the advantages and obstacles facing this technology, then I would recommend Smartphone Wallet. One of the most interesting parts of the book explains how the Smartphone Wallet poses a threat to traditional credit systems, such as Mastercard and Visa, since the Smartphone Wallet threatens to take away their 3-5% commission on each transaction. I expect that credit card companies will either rally against such consequences, or figure out how to continue making their commissions using smartphone technology. I also like how the author does not take a side on which smartphone wallet technology is, or will be, the best, and just presents the pros and cons as we know them today. The author explains that the consumer will be the ultimate shaper of this technology, and so encourages all consumers to choose wisely when selecting a smartphone wallet application or technology.

The book is short, and not intended to be comprehensive. But I found it to be a good and quick guide on Smartphone Wallet technology, and so would recommend it to anyone wanting to learn more about this future payment method.
2 of 3 people found the following review helpful
The Smartphone Wallet 22 Jan. 2011
By patrick gartner - Published on Amazon.com
Format: Paperback Verified Purchase
I recommend David Schropfer "The Smartphone Wallet" book. This book is fundamentally sound and it is an easy to read. Davids practical view on next generation banking / smartphones is innovating and realistic. The book starts with describing today's banking / consumer function and the innovating technological movement on the horizon. Individuals involved in wireless banking and or any technology background interest should read this book.
1 of 2 people found the following review helpful
Clear, concise overview of a complex topic 7 Feb. 2011
By E. Schell - Published on Amazon.com
Format: Paperback
In the first book in his "SmartPhone Wallet" series, David Schropfer clearly and lucidly explains the stakes in the coming revolution in retail transactions in which your SmartPhone will not only take the place of your credit cards but can in fact eliminate much of the "overhead" in the current payment management process. Consumers and merchants could benefit significantly, as will less-developed economies where "disintermediation" will not only improve profitability but also help to side-step endemic corruption.

But for any of this to become a full-blown reality, all players will have to adhere to sensible standards, which are currently in the embryonic stage. This is a hot-button issue for Schropfer, and he not only does a good job of summarizing the technical aspects but adeptly addresses the high stakes involved for this emerging platform.

Schropfer's coverage of these subjects is thorough and illuminating, providing a clear and concise overview of all relevant topics, and should be the perfect introduction to the next book in the series: The SmartPhone Wallet - A Consumer Guide to the Services of Today and Tomorrow, which will cover this important subject in even greater detail.
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