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Product Description
This title includes a year's worth of money-saving, life-improving tips! This book is about how you can live on less, spend less, and yet be far richer and happier for it. That is not to say that this is a book about going without, living the life of an ascetic monk or never succumbing to the desire to buy a Paul Smith shirt or a plasma TV. In fact, this book is about how you can actually have and enjoy more in your life than you have today while dramatically reducing the financial expenditure it takes to achieve it. By spending less you really can have more. Right now you may be feeling weighed down by the endless expenses and financial worries that can dominate our lives. We enjoy a larger abundance of material goods and wealth than we have ever had before. Yet worrying about money is still the single biggest causes of stress - a condition that affects over a million people in the UK and accounts for 1 in 4 visits to a doctor's surgery. The good news, however, is that you can choose to resist the imperative to grow richer and richer, heavier and heavier, yet increasingly hassled and dissatisfied. You do not have to succumb to the pressure to forever earn more, spend more and pay more for everything. You can substitute the clutter of excessive possessions and expenses with a new and elegant simplicity that allows you to appreciate the power of less. By taking on a new attitude to money and possessions, you can go from feeling as if you are leaking money every time you leave the house to feeling immensely wealthy, from feeling unsure about whether you can make ends meet to having the pleasure of always having spare money and savings in the bank. In some ways this is calling for only a small shift in the way you live, yet it is a small shift that can have an enormous impact on your life. Most of the 365 tips in this book can help save you the odd GBP20, GBP50 or GBP200 a year. Some could help make you GBP50,000 richer right away. Others could serve as a complete breakthrough in helping you rethink, reorder or re-prioritise your life. Join the spend less revolution!
About the Author
Rebecca Ash studied philosophy, french and psychology then spent the first years of her working life in China living on GBP80 a month. She moved back to London where she became a copywriter and spent the next ten years trying to persuade other people to buy, buy, buy... spend, spend, spend - and herself that she liked it. Rebecca has now quit that job, quit London and quit spending and is now a freelance writer who is raising her two children away from the city.
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Customer Reviews
Most Helpful Customer Reviews
46 of 47 people found the following review helpful
The book is in three stages, the problem, the solution and the tactics.
I find "The Problem" goes on and on about things, and is somewhat depressing. I like things written concisely if possibly, rather than being written at length.
The solution offers 7 great mottos. However, again they are discussed at some length, but not excessive.
As for the tactics, I have to say I strongly disagree with some of them. There is definite advice against personal pensions in the book - I am not sure how the author considers herself qualified to offer such advice.
And another tip is to get a job with the government. Again, I am not sure if the author has ever worked for the government herself. From my experience, having worked for the government, I feel that this tip could trigger a very heated debate.
I also observe there is a piece of information with respect to interest paid on a mortgage over 25 years. While I would not be allowed to say it is incorrect, I would advise the reader to do their own calculation and see if they agree with it.
With the strong opinions without justification, and my disagreement with the mathematics of the author, I cannot take this book seriously.
I find "The Problem" goes on and on about things, and is somewhat depressing. I like things written concisely if possibly, rather than being written at length.
The solution offers 7 great mottos. However, again they are discussed at some length, but not excessive.
As for the tactics, I have to say I strongly disagree with some of them. There is definite advice against personal pensions in the book - I am not sure how the author considers herself qualified to offer such advice.
And another tip is to get a job with the government. Again, I am not sure if the author has ever worked for the government herself. From my experience, having worked for the government, I feel that this tip could trigger a very heated debate.
I also observe there is a piece of information with respect to interest paid on a mortgage over 25 years. While I would not be allowed to say it is incorrect, I would advise the reader to do their own calculation and see if they agree with it.
With the strong opinions without justification, and my disagreement with the mathematics of the author, I cannot take this book seriously.
7 of 7 people found the following review helpful
I was incredibly disappointed in this book. Being a "born-again" budgetter I was really looking forward to reading this for a bit of renewed motivation. Some fair points in the earlier sections although I felt it went on a bit. I thought the "tactics" section was weak - if you visit web-sites like Money Saving Expert there's very little new. Even if you don't - using Charity Shops is hardly a revolutionary idea? Also I felt there was a bit of a contradiction in talking about carbon footprints in one section then suggesting taking a long haul flight to get cheap hand-made suits in the next.
31 of 35 people found the following review helpful
This book is like a breath of fresh air in it's approach. The author is down to earth, sensible and practical.
You aren't battered with spreadsheets, get rich quick ideas etc., just no nonsense practical advice, to make you think about your spending habits in a different way.
I like the philosophical approach that the author uses to make the reader re-evaluate their outlook on life, and view things from a different angle.
An enjoyable and thought provoking read .. Highly Recommended!
You aren't battered with spreadsheets, get rich quick ideas etc., just no nonsense practical advice, to make you think about your spending habits in a different way.
I like the philosophical approach that the author uses to make the reader re-evaluate their outlook on life, and view things from a different angle.
An enjoyable and thought provoking read .. Highly Recommended!
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Most Recent Customer Reviews
If you have never read anything like this before, ok, otherwise...
The first two sections of the book do have something interesting to say about the consumption cycle we have got ourselves into and might make the reader reflect on our addiction to... Read more
Published 7 months ago by Grumbletweezer
Going beyond ridiculous and into annoying...
This book is ridiculous. Think it might be useful for you? Consider how useful some of this stuff is for you:
Page 82 - Stop paying into a pension and 'simply start... Read more
Page 82 - Stop paying into a pension and 'simply start... Read more
Published 13 months ago by Rosey Lea
Very useful book
Written in rather an eccentric style for this type of book, it is like discussing things with a friend. Recommended
Published on 7 Dec 2007 by A. C. Smith
Great for a longer term budgeter
I liked this book because it looked at things on a much longer term than other books i have read of this type. Read more
Published on 12 Nov 2007 by J. Calvert
Saving money on proof-reading?
Generally an informative read with one or two different ideas to other books within the genre.However - the amount of typing errors and mis-spellings does detract somewhat to the... Read more
Published on 29 May 2007 by Madame Cholet
Best book I have ever read!
I got this book home and couldn't put it down. Since reading this book I have been able to visit The Trafford Centre without spending hundreds of pounds, I have not used my credit... Read more
Published on 13 Dec 2006 by M Mayoh
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