Deborah Knuckey's "Ms Spent Money Guide" offers a very practical model for spending (and living) consciously, to take full advantage of your financial resources. I think her paradigm is extraordinarily helpful. We all think we know how we are spending our money, but few of us ever step back (beyond a Quicken report) to analyze truly whether the way we are spending our money is enriching our lives the way we would like. Ms. Knuckey's "consious spending" model is easy to understand and to apply day-to-day. The book is also very fun to read--she has a terrific sense of humor, and her logic is quite simple to follow. (Ms. Knuckey was delightful in her appearance on Oprah this week--she's very down-to-earth, and her book shows it). I highly recommend this book for anyone like me who isn't an abusive shopper/spender, but nevertheless hasn't paid enough attention to what I've bought over the years (thus resulting in some items in the garage, the basement and the closet that I never possibly would have bought if I had been spending "consciously"). Reading this book quickly and keeping Ms. Spent's model in the back of my mind has already started to help me avoid spending mistakes.