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The Millionaire Next Door: The Surprising Secrets of America's Wealthy (Thorndike Press Large Print Basic Series) [Hardcover]

Thomas J. Stanley , William D. Danko
3.8 out of 5 stars  See all reviews (319 customer reviews)

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Book Description

Feb 1999 Thorndike Press Large Print Basic Series
The Millionaire Next Door has hit a nerve across the United States, smashing into bestseller lists in The New York Times, Business Week and the Wall Street Journal and Publishers Weekly. This is the book that is changing people's lives - and increasing their net worth! , * Can you spot the millionaire next door? , * Who are rich? , * What do they do? , * Where do they shop? , * How do they invest? , * Where did their ancestors come from? , * How did they get rich? , * Can I ever become one of them? Get the answers in The Millionaire Next Door, the never-before-told story about wealth in America. You'll be surprised at what you'll find out ...
--This text refers to an out of print or unavailable edition of this title.

Product details

  • Hardcover: 445 pages
  • Publisher: G K Hall & Co; Lrg edition (Feb 1999)
  • Language: English
  • ISBN-10: 0783804482
  • ISBN-13: 978-0783804484
  • Product Dimensions: 23.1 x 16 x 3 cm
  • Average Customer Review: 3.8 out of 5 stars  See all reviews (319 customer reviews)
  • Amazon Bestsellers Rank: 484,673 in Books (See Top 100 in Books)

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Product Description


"U.S. News & World Report" Debunks the image of the rich as high-living spendthrifts. --This text refers to the Paperback edition.

From the Author

Starting a second month as a New York Times Best-Seller!
We wish to thank all of our patrons for the success the book has achieved! As of 3/2/97, it will have been on the New York Times' Best-Sellers list for six consecutive weeks. Currently, it is also #6 on Business Week's Best-Sellers list. THE AMERICAN DREAM LIVES!!! --This text refers to an out of print or unavailable edition of this title.

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Customer Reviews

Most Helpful Customer Reviews
73 of 73 people found the following review helpful
This book exposes the truth behind the great wealth generators of America. Its message however has universal application. Contrary to expectation, real accumulators of wealth don't do any of the things that popular perception would have us believe. They don't have expensive tastes, live in plush houses, drive executive cars or wear the trappings of success. Instead, they budget very carefully and live well within their means, setting aside a sizeable proportion of their income for investment. This book explodes the myth of high earners necessarily becoming rich and supports its assertions with a wealth of detailed statistics. Most millionaires are apparently frugal, well-disciplined in handling their finances and frankly, downright dull! Not the sort of people that warrant a second glance.
Easy to read and enlightening, it may not be too late to change your behaviour and to embark on becoming a Prodigious Accumulator of Wealth (PAW)
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40 of 41 people found the following review helpful
By A Customer
Someone once said, "I made myself wealthy by reducing my wants." That's what this book says. Sure, the content is padded quite a bit, but the message is worth what the book costs, whether you are an shining example of this philosophy or an opponent of it: you can spend or you can have, but most of us can't do both.
I agree with other reviewers' comments that the authors found most wealth was accumulated through operating small and boring businesses in your own neighborhood, yet don't recommend this to their readers (nor do those self-made millionaires, in most cases.) And their research methodology is a bit suspect, since it seems to have presupposed that source of wealth in finding interviewees. Still, I agree with the formulas that describe whether you're building an expected amount of wealth based on your age and income.
Bill Cosby, no financial slouch himself, said "The secret of wealth is ownership." This book gives you plenty of examples to help you believe that. It's not what you spend, but what you save, that gives you real independence. It's encouraging to read (maybe in a masochistic sort of way) that lots of high-earners (doctors and athletes, for instance) blow those high earnings and have little to show for it, living (large) paycheck to paycheck. Others, far less educated and with smaller paychecks, quietly avoid wealth-losing expenses such as flashy cars, big houses, and fancy clothes, to succeed in the only true measure of personal wealth: a high net worth. It isn't what you earn, it's what you keep.
I read the book straight through, hooked on almost every word. Where else can you get inside information on people's personal finances and the decisions that led them to their particular state?
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11 of 11 people found the following review helpful
4.0 out of 5 stars Good clear sensible and it works 8 April 2000
By A Customer
For those who say its how to be cheap, what a load of rubbish. Tell me, if you earn 50,000 a year and live off just 40,000 is that being cheap? If you are certain you can start a and become a multi-millionniare in 6 months fine otherwise you better read this book.
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9 of 9 people found the following review helpful
5.0 out of 5 stars Lifelong Freedom of Choice 27 Aug 1999
By A Customer
If you are a analytical sort with a measure of discipline you will immediately embrace the logic of The Millionaire Next Door. If you are the extroverted "live for today" sort it'll drive you nuts that you have to use patience to be worry free and wealthy. Time and moderation has long been touted as the remedy for many things and that is what is proved in this book as no accountant's spreadsheet ever can...real life. It's a shame so many of use have no choice when we retire and must work in non satisfying jobs to just get by. Trading today for all your tommorrow's isn't a good idea, it'll make you bitter and angry in your old age. If you lack a good measure of disipline don't bother reading the book, you will reject it out of hand. Just don't hang blame on the rest of us because you can't afford your prescriptions when your 70 years old. If you do have some discipline you can change your financial life as I did. After reading this book I climbed out of a credit card nightmare inside of 2 years and have my financial bluprint set for life. I feel back in control and that is a great feeling. Now I can live for today!
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35 of 37 people found the following review helpful
5.0 out of 5 stars It will change your life 26 Oct 1998
By A Customer
How do you rate a book? One way is by the impact it has on your life. TMND gets my highest rating, because it is the kind of book that will change your whole way of life (unless you're on the author's track already).
After reading this book, I began dramatically increasing my rate of savings and reducing unnecessary expenses. I will have 5 times the savings at the end of this year that I was on track to have before reading TMND. FIVE TIMES! That's like being paid for four extra years' work in a single year!
I now look at the whole concept of buying things differently; instead of thinking that accumulating possessions is a sign of success, I now realize it's only a hindrance to the accumulation of true wealth and financial security. I am on track to buy a house (no mortgage, I mean BUY) in five years, and still have investments left over.
This book will inspire you to set ambitious financial goals, and then take the steps to reach them. Truly inspirational, it may be the best single investment you can make.
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Most Recent Customer Reviews
3.0 out of 5 stars Three Stars
Decent enough book, but now quite outdated. An updated version to reflect today's economic landscape would be welcomed.
Published 17 days ago by DMc
5.0 out of 5 stars Eye opening book
Really enjoyed reading this book which broke many stereotypes. One of the main lessons to accumulate wealth is to save 15% of your pre tax income and reduce your outgoings is... Read more
Published 2 months ago by w. u. haq
5.0 out of 5 stars what a wake up call!
Such a wake up call. Really insightful and useful information. And Ive learned a lesson or two on how to raise my kids
Published 3 months ago by Naa
1.0 out of 5 stars Corny American style
No information other than common sense, a lot of quoted figures and corny so-called anecdotes litter this exercise in tedium. Nowhere near as good as I had been led to believe.
Published 6 months ago by Jump
4.0 out of 5 stars Insightful reading
A fascinating expose of the secret lives of millionaires. The book offers some great insights into how these peoples lead their lives, their habits and their approach to wealth... Read more
Published 6 months ago by Jay
4.0 out of 5 stars Authoritative and surprising analysis, very revealing
A very well presented and researched study, with surprising answers to the question of how ordinary Americans have managed to save and retain large amounts. Read more
Published 6 months ago by MusicMan
4.0 out of 5 stars Interesting read
Interesting read. You get to find out all about affluent people and ways to teach your children about financial management.
Published 7 months ago by Francis Matthews
5.0 out of 5 stars Patchy but more relevant now than ever
Some parts are outdated but the message is sensible and clear.

( For those of us that don't live of credit cards to buy designer bags and shirts )

Well worth... Read more
Published 7 months ago by GO FASTER MASTER !
3.0 out of 5 stars An interesting read
This book was recommended to me and I found it both interesting and informative. Perhaps not the most entertaining of reads but full of interesting data.
Published 8 months ago by miwall
5.0 out of 5 stars A fascinating insight into the minds of self-made millionaires
Having read the book about 10 years ago, I still remember sections of if quite vividly - and that, in my opinion, is the hallmark of a great book in and by itself. Read more
Published 9 months ago by Anton Klink
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