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The Smart Cookies' Guide to Making More Dough: How Five Young Women Got Smart, Formed a Money Group, and Took Control of Their Finances
 
 
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The Smart Cookies' Guide to Making More Dough: How Five Young Women Got Smart, Formed a Money Group, and Took Control of Their Finances [Hardcover]

Jennifer Barrett , The Smart Cookies


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Product Description

Product Description

Let The Smart Cookies show you how to eliminate debt, spend smarter, save better, and achieve financial freedom—without sacrificing your social life or your sanity!

They were five dynamic young women: smart, successful—and secretly drowning in debt. Inspired by an episode of The Oprah Winfrey Show on personal finance, Andrea, Angela, Katie, Robyn, and Sandra formed a money club, together developing strategies for turning their finances around. Just one year later they had dramatically improved their financial situations—and had made major developments in their careers, relationships, and life goals to boot. Their proven recipe for success has since been featured on The Oprah Winfrey Show, MSNBC, and in the New York Daily News.

How did they do it?
These five women—with varied careers in marketing, public relations, social work, and TV production—joined forces to create a fun, simple, effective strategy for achieving financial success, forming a money club and supporting each other every step of the way. Now, in this extraordinary hands-on guide, the women, who soon dubbed themselves The Smart Cookies, share the secrets of their success.

Weaving anecdotes from their own lives with practical, how-to advice, The Smart Cookies offer strategies that cut across the financial spectrum, whether you’re deeply in debt or just want to manage your money better. Tackling the unique financial challenges facing women today, they offer easy-to-follow advice on everything from creating a spending plan to boosting your income to starting your own money club.

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Most Helpful Customer Reviews on Amazon.com (beta)
Amazon.com:  12 reviews
49 of 54 people found the following review helpful
Are you kidding me? 20 Feb 2009
By Libraries Rule! - Published on Amazon.com
Format:Hardcover
I can't believe this book. How are these women able to write this book with a straight face? This isn't a book for the average woman, it's for rich girls with no sense. They share personal stories about how to cut back; and I laughed at every one of them. One of them owed 12 pairs of $300 jeans. Are you kidding me? I own two pairs of jeans, and the most I have ever paid for jeans was $35, and that felt like a splurge. They suggest taking your lunch to work instead of eating out, reducing your number of lattes, and only buying a few designer pieces of clothing. What a joke! In the real world, all the women I know bring a lunch to work. I don't know anyone with a designer anything. One of the women in the book was proud that she and her spouse figured out how to live on just one of their salaries and save the rest...they were making a combined $150,000. Their one salary was still way above what my husband and I make combined. So if you are trying to figure out how to save up for a trip to a spa (3 nights for two people: $6000. This is an actual example from the book; I'm not making this up.), then this might be the book for you. If you are already juggling a mortgage, keeping a 14 year old car running with frequent trips to the mechanic, student loans, and any type of medical bill, this in NOT the book for you. If you are an airhead who already makes well above the median income of the average US citizen but still manages to spend it all in one month ($500 dresses for dates! Crazy!) then this book might help you out.
5 of 5 people found the following review helpful
This book is a joke-don't waste your money 15 May 2011
By Jennifer Sims - Published on Amazon.com
Format:Hardcover
I have read a lot of different books on personal finance. This book was by far the absolute worst. I am just going to take one quote straight from the book and that should sum it up:

"The Smart Cookies have allowed ourselves $100 a week in fun money..."

If you are looking at purchasing this book, I imagine you don't have an extra $400 each month for "fun money". The whole book basically describes their lavish lifestyles and how they got into debt purchasing designer jeans, expensive dinners, etc. There are no practical, proven ways to get out of debt beyond not buying a latte every day and buying designer clothing on eBay.

Save your money and buy a book from Dave Ramsey or David Bach instead. They both offer effective methods for getting out of debt and growing wealth. And here is a parting thought: If these "Smart Cookies" are so smart, why aren't they investing their $5200 a year of fun money in mutual funds instead of blowing it?
7 of 10 people found the following review helpful
Glad I bought! 25 Jun 2009
By Jaimo - Published on Amazon.com
Format:Hardcover
As a college student, I wanted to become more smart about saving money, credit cards, investing, etc, but there are very few resources that are aimed at helping young women do so. And I believe that you should have knowledge of money matters when you are young, before you even have a chance to get into debt. So I bought it and I'm glad I did. I have to disagree with the reviewer below. This book taught me about credit cards, a little bit about investing, shopping smarter, and other little tricks to save money. To me, it IS realistic to go out for lunch a lot during the work week, many people do, even if it is going out for a $3 sub sandwich. While it may not be realistic to buy 12 pairs of $300 jeans, we all have something that we impulsively buy and we all shop for emotional reasons at some time or another. This book addresses that. The girls examples were just examples, but you can relate to them in some way and apply their strategies to your own life regardless of your income. And if you go to there website and sign up for their newsletter, you can get money saving advice sent to your email during the week. I love that! Thanks to this book, I now realize that being financially savvy and secure is achievable. These girls came from a lot of debt and dug their way out. This book is their story about how they did it. I learned a lot from them. If you have debt or just want to become more knowledgable about money matters, this is a great book. This would be a great resource for a young woman headed to college.

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