The Settlement is a gem of a black comedy, darker than darker, with a rich script full of sharp Mamet-like dialogue and a sensational cast that keeps this noir-thriller bubbling along with unexpected twists. It's the kind of video store rental that you make almost accidentally, yet find yourself calling friends to recommend. Full of recognizable faces--John C. Reilly, William Fichtner, Kelly McGillis--the movie's dry sense of humor and dead-on cast combine to form a perfect evening's entertainment. You'll notice I've avoided any description of the plot--the less you know, the more fun you'll have. Suffice to say that it involves two schemers with a viatical life insurance company who end up employing desperate measures to insure their own financial security. Great performances, solid writing, stylish direction--The Settlement is the kind of I-Never-Heard-About-This-Flick-Before-But-It-Sounds-Interesting experience that pays off bigtime. Take a chance and enjoy!