I'm the type of anally retentive person who likes her phone to be extremely protected, and so I was looking for a case of some sort to slide my HTC Desire into in addition to having a skin over it. I can see why some people complain that this particular case is too big if they're using it without a skin, but it's the best option out there if you want some combination of the two. The material is pretty thick and will protect the phone from your keys if it's in a purse. I also like that because I'm constantly worried that I've forgotten the phone somewhere, rather than having to dig around in my purse to check on it every few minutes, I can just reach in, feel for the velvet and then keep going. It comes in lots of colors which I appreciate as well.
The major drawback, though, is the ball clasp that holds it together. I was just absolutely too fearful that it was going to ruin my phone. It could easily get inside the pouch and do some damage. The ball itself looks super nice, so it was a pity that I finally gave in and just cut it off. The phone will still go into the case just snuggly enough that it won't fall out super easily, but it isn't in there as securely as it could be now and can slip out in my bag. So I have to be careful of that. If they switched the ball out for velcro or another option, it would be the perfect option in my mind. I'm still really really happy with it, though.