Unlike so many other Retirement "advisories" this author relates his real experiences with real world scenarios rather than the "high road" of other financial authors. He clearly describes his/the situation, why/how he made his choices and the result. Sometimes good and sometimes he explains how he could have made a better choice using hindsight as his guide. For someone like me, just entering retirement, his aptly described experiences will allow me to make better decisions and have confidence that my decisions are the best option for me. Mr. Bridges clearly defines the un-controlables (and there are many) but also presents options/solutions to position oneself for the best result.