I have been fortunate enough to have bought this book directly from the manufacture as I work with a charitable organization that deals directly with debt related issues.
I found this book to be extremely easy to understand and the information has been simplified for easier understanding. I would say this book is aimed at everyone in debt and more importantly directly at the reader.
It offers hints and tips on maximizing your income in terms of housing benefit, Council Tax benefits, disability living allowance and attendance allowance. It explains in details how to complete a financial statement sheet and distinguishes between priority debts, mortgage arrears; rent arrears etc and non priority debts credit cards & loans .
It encourages anyone in debt to take action and offers hints/tips and warnings. It deals with priority debts such as repossession and how to negotiate effectively with mortgage lenders and looks at codes of practice. It also focuses on rent eviction and what you can do to remain in the property.
Then it starts to look at Council tax arrears with bailiff action or Magistrate Court Fines or disconnection for utility arrears. It then focuses on all other options for dealing with non priority debts: the credit cards and loans and goes through various options such as self negotiation, Debt management plans, Debt Relief Orders, Bankruptcy and Individual Voluntary arrangements and implications.
It's a handy book as its simplified and you can refer to whichever section you need help with. I personally think it's a `can't do without book' if you are in debt. The other thing is that is up date and relevant where a lot of other debt related books have been written a long time ago and because legislation changes they are no longer relevant. Personally I would recommend it.