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Review
Ten years ago, the authors of this unusual study began collecting detailed yearlong 'financial diaries' from households in Bangladesh, India, and South Africa. . . . The diarists did things that might seem irrational--borrowing in order to save; paying interest on savings--but that made sense given their unpredictable incomes and limited options. While the authors do offer prescriptions for how to expand those options, it's their scrupulous attention to actual behavior that makes this book invaluable.
(New Yorker )
A fascinating new book
(Nicholas D. Kristof New York Times "On the Ground" )
The research provides evidence of the sophistication with which poor people think about their finances.
(The Economist )
A refreshingly distinct path. Portfolios of the Poor . . . avoid[s] the big picture and zoom[s] in on the basics of daily poverty, exploring how poor families manage their money. . . . The diaries reveal a 'real, ongoing, and substantial demand' for better financial services, which poor families need to provide better health care and schooling for their children. . . . Rather than waiting for the world to debate and accept their ideas, these authors have taken them up on their own. In the war against global poverty, that feels like one small battle won.
(Carlos Lozada Washington Post )
The book's methodology and conclusions are fascinating.
(Publishers Weekly )
A masterly assessment of the financial needs of people on very low incomes . . . stuffed full of interesting and surprising insights, and should be read by anyone concerned with economic development and poverty reduction. I can't praise it highly enough. This is a model of the careful collection of evidence with important practical consequences.
(Diane Coyle The Enlightened Economist )
A good overview of how the world's poor intersect with financial institutions at the micro level.
(Tyler Cowen Marginal Revolution )
(New Yorker )
A fascinating new book
(Nicholas D. Kristof New York Times "On the Ground" )
The research provides evidence of the sophistication with which poor people think about their finances.
(The Economist )
A refreshingly distinct path. Portfolios of the Poor . . . avoid[s] the big picture and zoom[s] in on the basics of daily poverty, exploring how poor families manage their money. . . . The diaries reveal a 'real, ongoing, and substantial demand' for better financial services, which poor families need to provide better health care and schooling for their children. . . . Rather than waiting for the world to debate and accept their ideas, these authors have taken them up on their own. In the war against global poverty, that feels like one small battle won.
(Carlos Lozada Washington Post )
The book's methodology and conclusions are fascinating.
(Publishers Weekly )
A masterly assessment of the financial needs of people on very low incomes . . . stuffed full of interesting and surprising insights, and should be read by anyone concerned with economic development and poverty reduction. I can't praise it highly enough. This is a model of the careful collection of evidence with important practical consequences.
(Diane Coyle The Enlightened Economist )
A good overview of how the world's poor intersect with financial institutions at the micro level.
(Tyler Cowen Marginal Revolution )
Review
Too often, conversations about the needs of the world's poor are based on assumptions and clichés. This important, carefully researched, and compelling book presents the facts about the poor and their relationship to finance.
(Tim Harford, author of "The Undercover Economist" and "The Logic of Life" )
(Tim Harford, author of "The Undercover Economist" and "The Logic of Life" )
Inside This Book
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97% buy the item featured on this page: Portfolios of the Poor: How the World's Poor Live on $2 a Day £14.32 |
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