It's difficult to know what to make of "Millionaires". Booth saw it at the time as James' best album, and while this view may not be entirely popular with the fans, I'm inclined to agree with the singer (OK, so Pleased to Meet You was better, but Tim wasn't to know that at the time). There isn't a weak song here. The two which you'll be immediately most familiar with are "Fred Astaire" and "I Know What I'm Here For" (which, incidentally, has my favourite opener of any James song), but the rest are far from subpar.
It's true that some of the songs took a while to grow on me- I didn't fully appreciate "Someone's Got It In For Me" until I saw the live DVD, and I'm still working on "Vervaceous"- but there is a maturity and roundness to the album which is missing on some of their others. It may not be as epic as Seven, as experimentally creative as Laid, or as hauntingly beautiful as Pleased to Meet You, but this is still, in my opinion, James at their best. Part of this may be due to the presence of Michael Kulas, the backing vocalist who joined the band only in 1997. Kulas' voice gives a lovely contrast to the forthright clarity of Booth's singing, particularly noticeable on "Someone".
I'd heartily recommend this album to anyone. For those who are unfamiliar with the band, it represents probably their most accessible material. For existing fans, it's one of the best albums the band produced. Enjoy it.