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The Millionaire Next Door [Paperback]

Thomas J. Stanley (Author), William D. Danko (Author)
3.8 out of 5 stars  See all reviews (301 customer reviews)
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Book Description

Publication Date: 26 Oct 1998 | ISBN-10: 0671015206 | ISBN-13: 978-0671015206 | Edition: Reprint
The incredible national bestseller that is changing people's lives-- and increasing their net worth!

CAN YOU SPOT THE MILLIONAIRE NEXT DOOR?

Who are the rich in this country? What do they do? Where do they shop? What do they drive? How do they invest? Where did their ancestors come from? How did they get rich? Can I ever become one of them?

Get the answers in "The Millionaire Next Door", the never-before-told story about wealth in America. You'll be surprised at what you find out...

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Product details

  • Paperback: 258 pages
  • Publisher: Pocket Books; Reprint edition (26 Oct 1998)
  • Language: English
  • ISBN-10: 0671015206
  • ISBN-13: 978-0671015206
  • Product Dimensions: 13.7 x 2 x 20.8 cm
  • Average Customer Review: 3.8 out of 5 stars  See all reviews (301 customer reviews)
  • Amazon Bestsellers Rank: 15,505 in Books (See Top 100 in Books)

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More About the Authors

Discover books, learn about writers, and more.
William D. Danko
Thomas J. Stanley

Product Description

Review

"Forbes" The implication of "The Millionaire Next Door"...is that nearly anybody with a steady job can amass a tidy fortune.

From the Author

Starting a second month as a New York Times Best-Seller!
We wish to thank all of our patrons for the success the book has achieved! As of 3/2/97, it will have been on the New York Times' Best-Sellers list for six consecutive weeks. Currently, it is also #6 on Business Week's Best-Sellers list. THE AMERICAN DREAM LIVES!!! --This text refers to an out of print or unavailable edition of this title.
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Customer Reviews

Most Helpful Customer Reviews
62 of 62 people found the following review helpful
4.0 out of 5 stars An intriguing insight into the reality of creating wealth 16 Jan 2002
By Richard S. Tadman
Format:Paperback
This book exposes the truth behind the great wealth generators of America. Its message however has universal application. Contrary to expectation, real accumulators of wealth don't do any of the things that popular perception would have us believe. They don't have expensive tastes, live in plush houses, drive executive cars or wear the trappings of success. Instead, they budget very carefully and live well within their means, setting aside a sizeable proportion of their income for investment. This book explodes the myth of high earners necessarily becoming rich and supports its assertions with a wealth of detailed statistics. Most millionaires are apparently frugal, well-disciplined in handling their finances and frankly, downright dull! Not the sort of people that warrant a second glance.
Easy to read and enlightening, it may not be too late to change your behaviour and to embark on becoming a Prodigious Accumulator of Wealth (PAW)
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29 of 29 people found the following review helpful
4.0 out of 5 stars Makes you feel great if you spend and save carefully 23 Jan 1999
By A Customer
Format:Paperback
Someone once said, "I made myself wealthy by reducing my wants." That's what this book says. Sure, the content is padded quite a bit, but the message is worth what the book costs, whether you are an shining example of this philosophy or an opponent of it: you can spend or you can have, but most of us can't do both.

I agree with other reviewers' comments that the authors found most wealth was accumulated through operating small and boring businesses in your own neighborhood, yet don't recommend this to their readers (nor do those self-made millionaires, in most cases.) And their research methodology is a bit suspect, since it seems to have presupposed that source of wealth in finding interviewees. Still, I agree with the formulas that describe whether you're building an expected amount of wealth based on your age and income.

Bill Cosby, no financial slouch himself, said "The secret of wealth is ownership." This book gives you plenty of examples to help you believe that. It's not what you spend, but what you save, that gives you real independence. It's encouraging to read (maybe in a masochistic sort of way) that lots of high-earners (doctors and athletes, for instance) blow those high earnings and have little to show for it, living (large) paycheck to paycheck. Others, far less educated and with smaller paychecks, quietly avoid wealth-losing expenses such as flashy cars, big houses, and fancy clothes, to succeed in the only true measure of personal wealth: a high net worth. It isn't what you earn, it's what you keep.

I read the book straight through, hooked on almost every word. Where else can you get inside information on people's personal finances and the decisions that led them to their particular state? Maybe the research wouldn't pass close academic muster, but the individual vignettes are fascinating anyway.

So, negatives aside, I think this book is a must-read. You may fault some aspects of it, but the message is one that everyone should consider, even if you find reasons to ignore its conclusions. And if you're a tightwad, you will rejoice in finding vindication of your choices. But then again, if you're that tight, you'll probably read it from the library anyway!

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14 of 14 people found the following review helpful
3.0 out of 5 stars I'd rather not live next door to these people! 19 April 2011
By S. THOMSON
Format:Paperback
After reading this book I would rather not be "The Millionaire Next Door" I think I would prefer living a few streets away because the characters portayed are miserable with no need for such a high net worth. You could summarise the book in a sentence ot two by saying that you do not have to earn a lot in order to bank a million. Live the simple life, don't enjoy anything except work, budgeting and investing in the hope that before your sixty you will be worth a million!...All you will have achieved is financial security as you will be programmed into living a Spartan existence, unable to enjoy the finer things in life that money can provide, What a plan, can't wait!
I will say that this book is still worth a read. I may sound cynical becuase the book paints a depressing picture but there are still some important lessons to learn. Understand that it is not what you earn but what you keep that counts; live below your means; save and invest. The book is geared towards American society and it's dated so I found some sections and all of the tables irrelevant. Personally I would like to read a modern UK version and I would advise all would be millionaires to spend a little of that hard earned cash to make yourself happy and enrich your life. Money should improve your life, not make you a miserable tightwad!
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Most Recent Customer Reviews
5.0 out of 5 stars Financial advice that I should've been taught in School !!
Great little book. Really makes you think about money and what it takes to become financially free. A good investment.
Published 1 month ago by G. A. Excell
4.0 out of 5 stars Data-based, robust research.
Fantastic insights from analysing vast amounts of data, presented clearly and succinctly.

Much more valuable than the speculative, emotion-based 'guidance' in many... Read more
Published 1 month ago by Simon Scott
5.0 out of 5 stars Amazing insights
Funny to read a book and recognise your life being described. Absolutely bloody amazing book which has allowed me to recognise the pitfalls in my own behaviour towards money and... Read more
Published 2 months ago by GLloyd
5.0 out of 5 stars Finally, something based on research
It is not an ordinary how to book. It is not one of the '10 step non-sence guide'.

It is based on research. Read more
Published 3 months ago by Viktar Zaitsau
3.0 out of 5 stars Common sense but very American
A good book for profligate people who live and spend from pay cheque to pay cheque without realising the benefits of building wealth by being sensible with their monthly/annual... Read more
Published 4 months ago by Kevin O'Gorman
5.0 out of 5 stars A secret worth knowing
I was looking for something...a secret formula or just general advice that would help me in the recession. Maybe an idea that that would lead me to riches... Read more
Published 4 months ago by frugality?
5.0 out of 5 stars Much food for thought about the consumer society and human nature
There is's a big message here.Live within your means and get rich, but be prepared for an arduous reading experience
Published 5 months ago by THOMAS
5.0 out of 5 stars what wise parents teach you
this book is excellent. it might be aimed at americans but most of its premise still holds true for anyone. Read more
Published 8 months ago by Palwe
5.0 out of 5 stars Want to know how the rich got their riches..
This book gives you the insight on how to tell who the real rich family's are , how they got their riches,how the rich spend their money,how they think about money and many more... Read more
Published 8 months ago by king
1.0 out of 5 stars nasty little precious
One of the singularly most joyless tomes I've ever had the misfortune to come across. If money can't buy happiness then it sure keeps good company with misery. Read more
Published 9 months ago by Thriller Aficionado
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