Microfinance and Its Discontents
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2 of 2 people found the following review helpful
Best Book on Microfinance
3 Jun 2011
Format:Paperback|Amazon Verified Purchase
This is groundbreaking work. It reveals that underneath all the hype and cheerleading for microfinance, there is a different, and less hopeful, story. This book is set in the home country of Mohammed Yunus, who received the Nobel Peace Prize, along with his Grameen Bank, for developing microfinance. Karim shows that microfinance in Bangladesh has really served mainly as a way for those who run microfinance institutions to make money and status, while the women who are supposed to be served have found increasing negative pressures on their time and meager resources. Microfinance, rather than helping women, has only reinforced the patriarchal social structures in Bangladesh, leaving women with even more obligations than before and making no real dent in poverty. It's no wonder that Yunus' legacy is being challenged today in Bangladesh. If you want to know about microfinance, buy this book!
1 of 1 people found the following review helpful
A Must Read
30 Jan 2012
Format:Kindle Edition
As a long time proponent of microfinance, I was very skeptical about this book. I had to read the first 3 chapters for school, but ended up reading the whole book. The book provides a difficult yet realistic aspect of microfinance in a country where NGOs have taken on the role of local governance. The author, having carried out her research in Bangladesh, exposed the "other side" of microfinance that we often do not hear of through different narratives, many of which are disturbingly true. If you're interested in international development, microfinance or women development, this book is a must read! Highly recommended.
1 of 1 people found the following review helpful
The stories of these women's lives will haunt you.
17 Aug 2011
Format:Kindle Edition|Amazon Verified Purchase
This is an incredible book written for a scholarly audience but accessible and quite powerful for those of us who aren't in the world of academia. Despite her research orientation, the author (full disclosure: a college friend of mine a long time ago) cannot help but use a few choice exclamation marks when the subject calls for it--like the story of the single mother of a toddler whose house was literally dissembled before her eyes and all her belongings carted away to settle a loan with a balance of just over $2. Karim learns the truth because she speaks the language and knows the terrain since as a native of Bangladesh and Pakistan. Microfinance was meant to inspire women's empowerment but instead harms women, with high interest, often unaffordable loans usually controlled by male family members,and collection procedures from Hell.NGOs promoting these loans should be ashamed; instead they are awarded the Nobel Prize.This is an important book and honestly I could not put it down.
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