As utility bills continue to rise, property prices fall and credit becomes harder to find, "Make the Most of Your Money" provides timely and real-world answers to everyday money worries. Personal finance expert Nic Cicutti takes the hassle out of getting to grips with your finances and offers realistic solutions to overcome those tricky financial hurdles. This essential read tackles everything from how to work out realistic financial goals and get rid of debt to protecting the family finances, funding a property move and building up a nest egg for those retirement years. Written in an accessible style and jargon-free, this is the finance book every home should have. Boost your income, reduce your spending and banish debt for good, improve your credit rating, cut your tax bills, understand how to save and invest effectively, and achieve financial security for your loved ones.