What an excellent book! I bought this for my stepdaughter, thinking it looked like a good read with solid financial advice. I glanced at it before I handed it over and ended up reading it from cover to cover! I note another reviewer wished she'd read it years ago. Well she's not alone. And, bizarrely, there is another audience for this book but it needs a different angle. Merryn assumes that every man(?) has his financial head screwed on by magic. How on earth can she think that???? So many young singles/ couples start off without a clue on how to make their money work and end up in double trouble. So Merryn, if you want to change the country's culture and attitude to money and put the world at large in control instead of on the back foot of the big financial institutions, then you need to write this book with that missing angle. I'd volunteer to promote it for you!