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Loan Sharks - The Rise and Rise of Payday Lending [Paperback]

Carl Packman
4.0 out of 5 stars  See all reviews (2 customer reviews)
Price: 9.99 & FREE Delivery in the UK on orders over 10. Details
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Book Description

17 Oct 2012
Banks fall over themselves to lend to rich customers who promise large glittering deposits and low risks. They tempt them with sweet deals and low rates. The less well-off are treated very differently. Many at the bottom are denied credit from mainstream lenders, or forced to pay higher premiums. In the wake of the financial crisis, more of us are slipping into this category. We are compelled to find credit elsewhere. Payday loans are therefore on the rise. Loan Sharks lifts the lid on this industry and exposes the growing power that it wields. Documenting the rise of the industry with detailed evidence, Carl Packman shows that, although there have always been loan sharks, there has never anything as large and powerful as the current set of payday loan companies operating virtually unchecked in the mainstream of the UK. But this book goes further than simply analysing the problems: it also offers an honest discussion about practical solutions.

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Product details

  • Paperback: 146 pages
  • Publisher: Searching Finance Ltd (17 Oct 2012)
  • Language: English
  • ISBN-10: 1907720545
  • ISBN-13: 978-1907720543
  • Product Dimensions: 21.6 x 14 x 0.9 cm
  • Average Customer Review: 4.0 out of 5 stars  See all reviews (2 customer reviews)
  • Amazon Bestsellers Rank: 626,310 in Books (See Top 100 in Books)

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1 of 1 people found the following review helpful
4.0 out of 5 stars Brilliant 25 July 2013
By G.N
Format:Paperback|Verified Purchase
Such a brilliant book! Gives an insight into this industry without overpowering with complicated jargon. I particularly love the fact that it focuses on these industries operating within the UK - which is a change from other, if not most, literature which is based in the USA. It's such an easy read, I would definitely recommend it to anyone.
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8 of 11 people found the following review helpful
4.0 out of 5 stars Insightful and important. 30 Oct 2012
Format:Paperback
I highly recommend this astute, clear, perceptive examination of an issue which is becoming more and more pertinent by the day. I hope that policy makers will read this book and re-think their light touch approach to the industry. These organisations have been allowed free reign and the impact, as set out in this book, is appalling. There is something that can be done and the options laid out here must be taken seriously. We cannot ignore this problem any more.
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