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The International Living Guide to Retiring Overseas on a Budget: How to Live Well on $25,000 a Year
 
 

The International Living Guide to Retiring Overseas on a Budget: How to Live Well on $25,000 a Year [Kindle Edition]

Suzan Haskins , Dan Prescher
4.5 out of 5 stars  See all reviews (2 customer reviews)

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Product Description

Product Description

Achieve your dream of retiring abroad while on a budget

The International Living Guide to Retiring Overseas on a Budget provides a detailed guide to one of the least-known but most effective retirement strategies in today's chaotic economic environment: retiring abroad. The premise is simple: Enjoy a happier, healthier, more fulfilling retirement than you could possibly afford in the U.S. or Canada by finding the right overseas retirement haven. The book reveals those affordable havens and the strategies for successfully making the move that could save your retirement. Aimed at retirees and near-retirees in the U.S. and Canada, this book's strategies apply just as well to younger people and people with families who are looking for ways to improve their quality of life while at the same time lowering their cost of living. It includes solutions for the challenges of continuing to work and earn money abroad, too.

As long-time contributors to the acknowledged leader in the field, International Living, authors Suzan Haskins and Dan Prescher have at their disposal more than thirty years of International Living experience and expertise in the topic. They've been writing about living overseas for more than 12 years and have created their own broad and deep body of work, including regular blogs on the topic for Huffington Post and AARP. The authors include information and strategies that can be successfully applied by anyone regardless of their political or economic opinions. For anyone who wants a happier, healthier, more affordable life, The International Living Guide to Retiring Overseas on a Budget shows you how to enjoy the romance and excitement of living abroad on an affordable budget.

From the Inside Flap

Economic turbulence and uncertainty about the future of social programs have, for many of us, turned retirement into a dreaded punishment rather than a long–awaited reward for a lifetime of hard work. Not the case for Suzan Haskins and Dan Prescher, who have been living and working abroad for over 12 years. They know that retiring abroad makes it possible to secure a happy, healthy, affordable retirement, and in this book they provide all the details on how to make this dream a reality. Around the world, expatriates are enjoying low costs of living, free or low–cost health care and a quality of life that matches or surpasses what they would be able to afford at home. In The International Living Guide to Retiring Overseas on a Budget, youll read countless true stories about people who have successfully relocated to places where their retirement money goes farther. These expats are saving thousands, sometimes tens of thousands, of dollars per year on insurance, medical, and housing expenses. We work hard our whole lives so that we can enjoy the finer things when we retire, but today more and more people are finding that the finer things simply arent in their budgets. The strategies and suggestions in this book are intended to give readers the knowledge and confidence they need to rebuild their lives abroad, ensuring that retirement is what it should be. Younger families can also benefit from The International Living Guide to Retiring Overseas on a Budget , which contains advice on expatriating with kids, overcoming language barriers, and researching foreign housing markets. The authors have a neutral, informative writing style that clearly breaks down the pros and cons of retiring to the most desirable corners of Central America, South America, Europe, and Asia. Expatriation is not a decision to be taken lightly. Finding the right place for you, your spouse and family, and your budget is a complexbut, as the authors emphasize, not irreversiblechoice. This book contains valuable information that will guide you in the right direction when it comes time to finding a new, more retirement–friendly place to call home.

Product details

  • Format: Kindle Edition
  • File Size: 960 KB
  • Print Length: 266 pages
  • Publisher: Wiley; 1 edition (20 Feb 2014)
  • Sold by: Amazon Media EU S.à r.l.
  • Language: English
  • ASIN: B00H7JE3DW
  • Text-to-Speech: Enabled
  • X-Ray:
  • Average Customer Review: 4.5 out of 5 stars  See all reviews (2 customer reviews)
  • Amazon Bestsellers Rank: #330,388 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
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Most Helpful Customer Reviews
1 of 1 people found the following review helpful
By Denis Vukosav TOP 50 REVIEWER
Format:Kindle Edition
‘The International Living Guide to Retiring Overseas on a Budget’ written by Suzan Haskins and Dan Prescher discusses a topic that nowadays is very interesting when the offer is never better, and financial capabilities far worse than ten years ago – a detailed guide to retiring abroad.

At the beginning it is important to say that the authors have done an excellent job managing to reduce this interesting and extensive topic to the book of very acceptable size of 270-odd pages that will certainly make an additional reason to be welcomed by the audience. The authors started their book with some numbers, informing us that only in US more than 10 thousand people are turning 65 every year that is 79 million people drawing Social Security benefits being at the mercy of Medicare.

The times are changing and people are not only considering retiring to some house in the countryside or moving from the bustle of the big city into some small peaceful town, but more and more are thinking to spend their life somewhere far away, in another culture, trying at least in the older age to recoup some things missed in their younger days. For this reason, Suzan Haskins and Dan Prescher’s book apart from giving a great overview of all the living overseas possibilities in different countries worlwide, gives a handful of information presented in concise special overview lists such as “Five most common questions asked about moving overseas”, “Yes, you can have your social security checks sent to your overseas bank or address” or “Eight factors that have to be considered when choosing your overseas retirement destination”.
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4.0 out of 5 stars A good place to start... 31 Mar 2014
Format:Kindle Edition|Verified Purchase
This book will get you thinking about all the issues involved in escaping to a new country for a better quality of life.
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Amazon.com: 4.3 out of 5 stars  116 reviews
85 of 90 people found the following review helpful
4.0 out of 5 stars Living overseas in retirement, country by country 23 Feb 2014
By Joanna Daneman - Published on Amazon.com
Format:Kindle Edition|Verified Purchase
This book has an excellent overview of living overseas listed by country. The book is probably worth it for the country-by-country section alone. From Central to South America, then Europe, then Asia, you get an overview of life outside the US and budgets for retirees. Healthcare is discussed, along with insurance issues (some places won't issue a policy after age 64) and whether or not the healthcare system is a good one.

There is a also a discussion of lifestyle--I wish there had been more, for some of the countries where the authors have lived. They moved around a lot. They offer advice such as bringing your American appliances as buying them overseas can be terribly expensive and they are not as good--but there is little discussion of the fact you may have to pay duty, in many places on personal items brought in. There are a lot of import tariffs you may not expect. Is is better to hire a laundry service or simply deal with foreign appliances? And what about voltages? Yes, you can use a step-down transformer in countries with 220V, but 50Hz vs 60Hz is tough on motors, so often, it's not practical. But..this is just one aspect of living overseas.

There is also a chapter on working overseas, teaching, volunteering. It's a sketchy discussion but the bottom line is "don't rely on extra income from working."

A bigger issue: What does "good healthcare" actually mean? If you are ill, really ill, you'd possibly need to come to the US for treatment for very serious problems such as cancer or advanced cardiac surgery. That's where the rest of the world comes when the chips are really down. Yes, our system has many problems, but American medicine is outstanding for complicated illness. I am not convinced this is true for other countries necessarily. A lot has to do with where the teaching hospitals are--because this is generally where the most advanced medicine is available. So if you face a life-threatening illness, are you willing or able to take up temporary residence back in the US, in a city where your particular illness can be treated? That's a serious consideration. Or will you have access to the most advanced, life-saving treatments in your country of residence?

The advice on local languages may be true up to a point--yes, a thriving ex-pat community means you may not have to acquire fluency. And yes, many countries teach English and locals use it as well as their own language. Legal lingo in any language is complex and idiomatic. If you have a problem understanding form letters from tax or financial institutions in the US, it will be a lot worse in any foreign language, even if you are pretty good. You'll need a local advisor of some sort--someone trustworthy. And if some event or disaster is going down where you live (Nicaragua has earthquakes, for example and some of the tropical Caribbean nations experience severe hurricanes) are you going to be able to listen and understand notifications and get timely emergency advice? Where do you go in an emergency? What if it's chaotic?

And that brings me to the final issue that I thought was touched on by the authors: you are leaving your natural support network. Many people grow up in and stay and work in the same region their entire life. When you leave, you leave family, children, relatives, business people you know and trust. You will have to build a support network where you move to--and the authors write that they moved more than a few times. As we get older, this gets more difficult.

I thought the authors did a good job touching on each issue and listing budgets, lifestyle and pros and cons of living in various overseas areas. You'd need more than this book to thoroughly research where you might like to live in retirement if it's outside the US. Each person's situation is different. This is no small project, but "The International Guide" is a great place to start.
34 of 39 people found the following review helpful
4.0 out of 5 stars Good overview of all the living overseas possibilities in different countries worldwide 24 Feb 2014
By Denis Vukosav - Published on Amazon.com
Format:Kindle Edition
‘The International Living Guide to Retiring Overseas on a Budget’ written by Suzan Haskins and Dan Prescher discusses a topic that nowadays is very interesting when the offer is never better, and financial capabilities far worse than ten years ago – a detailed guide to retiring abroad.

At the beginning it is important to say that the authors have done an excellent job managing to reduce this interesting and extensive topic to the book of very acceptable size of 270-odd pages that will certainly make an additional reason to be welcomed by the audience. The authors started their book with some numbers, informing us that only in US more than 10 thousand people are turning 65 every year that is 79 million people drawing Social Security benefits being at the mercy of Medicare.

The times are changing and people are not only considering retiring to some house in the countryside or moving from the bustle of the big city into some small peaceful town, but more and more are thinking to spend their life somewhere far away, in another culture, trying at least in the older age to recoup some things missed in their younger days. For this reason, Suzan Haskins and Dan Prescher’s book apart from giving a great overview of all the living overseas possibilities in different countries worlwide, gives a handful of information presented in concise special overview lists such as “Five most common questions asked about moving overseas”, “Yes, you can have your social security checks sent to your overseas bank or address” or “Eight factors that have to be considered when choosing your overseas retirement destination”.

‘The International Living Guide to Retiring Overseas on a Budget’ provides a well-made and detailed countries overview that will help deciding between different countries in Europe, Asia, Central or South America, depending of life costs, life style, working, volunteering, local languages, health care and insurance questions. Of course it is impossible to expect that in one book each country could be discussed in full detail, but the authors with this book really did a good job – they made easily comprehensible and well-presented book with pros and cons of each country, citing information that are nevertheless crucial in the choice of destination where you will spend at least part of your retirement life.

It's great to know that the authors did not write their book in the warmth of their own home, flipping through other books or browsing the Internet, but also on the basis of extensive experience, their own and the people who are close to them, which makes their book not only informative, but also based on confirmed facts of life.

As it comes to a big decision if you plan to change your whole life moving to an unfamiliar environment, I’m certain that it’s not only my opinion that with the help of this book reader will certainly be able to reduce the selection of the most desirable destinations on a few most desired, and with the help of additional research regarding the specifics of each person or pair, you’ll be able to make a final decision. And this is a characteristic that I believe every author would want from her/his book.
22 of 24 people found the following review helpful
5.0 out of 5 stars Very helpful for experienced travelers or newbies!! 3 Mar 2014
By Gerald C. Reissman - Published on Amazon.com
Format:Kindle Edition|Verified Purchase
It was a great read - very informative! I've been living in SE Asia since 2005, so moving to Latin America will be different but I'm prepared for another set of new cultures, and your book helped to open my eyes to a lot of what I may encounter there. The best thing about the book was all the superb links to various things that will be essential to making the transition. I highly recommend this book to anyone thinking of retiring overseas. There is no such thing as too much information when making a move of this kind. Again, many thanks for sharing your experience and knowledge!
8 of 9 people found the following review helpful
3.0 out of 5 stars A quick easy read. 4 May 2014
By Kevin Hansen - Published on Amazon.com
Format:Hardcover|Verified Purchase
The book was very easy to read. The authors have definitely walked the walk they are preaching about in the book, having lived in a handful of different locations in Central and South America. The examples they give of their own experiences as well as those of other expats they met along the way make a person want to get out there and start their own adventure. There are some good tips and links to sites to help with doing research for an overseas retirement. I would definitely recommend this book as a first step for anyone considering retiring outside the US. My desire to learn more has been fueled by this book, I will definitely continue to look for similar books, and, hope to attend one of the International Living workshops in the future.
6 of 6 people found the following review helpful
4.0 out of 5 stars Living Guide provides a practical,realistic How to approach to Living Abroad 24 April 2014
By don crowder - Published on Amazon.com
Format:Hardcover|Verified Purchase
Having lived abroad in Trinidad, the authors covered all topics that we had encountered. Too bad we did not have this book before that adventure. It would have perhaps saved us a few bumps and missteps.LOL
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