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Interest-free Commercial Banking (Paperback)

by A.L.M.Abdul Gafoor (Author)

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Product details

Paperback: 98 pages
Publisher: APPTEC Publications (May 1995)
Language English
ISBN-10: 9080235415
ISBN-13: 978-9080235410
Product Dimensions: 19.8 x 13.6 x 0.6 cm
Average Customer Review: No customer reviews yet. Be the first.
Amazon.co.uk Sales Rank: 1,434,272 in Books (See Bestsellers in Books)

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Product Description

Synopsis
Written by A.L.M. Abdul Gafoor, this book studies the problem of eliminating riba (interest) from the banking system from basic principles. Using a general model of the commercial bank lending process, it shows that riba can be eliminated from modern commercial banking without resort to drastic measures. It presents a commercial banking system that is free of riba, and yet is fully viable and compatible with current practices in the conventional system. This system is practicable in strictly Islamic countries, nominally Islamic countries as well as in other countries. The only requirement is that there is a clientele that wishes to avoid dealing in riba. Implementation of the system requires no changes in either the laws of the country or in that of commercial banking. A full chapter is devoted to the study of Islamic banking: its history, current practices and the problems it faces. Suggestions for overcoming those problems are also given. The resulting system is essentially the same as the one previously arrived at by removing interest from the conventional system. The proposed system, however, rests on a firm theoretical foundation, and provides management information that is very useful for monitoring and control. Even more importantly, it offers a transparent form of banking. Written lucidly in simple English, it is suitable for reading by professionals and academics as well as by the general public.

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