Having any form of bad credit information on your credit file can cause difficulties not only in obtaining credit but also in opening a bank account. But don't worry because you are not alone in this situation.
The number of people in the UK who are suffering from the current financial crisis is staggering. With Defaults and CCJ's being issued by the hundreds each day the stigma that is often attached to having bad credit is suddenly reduced as so many people are in the same situation.
Within this book I'll clearly explain a Default is, what CCJ's are as well as Bankruptcy because these three things are the most damaging things to have on your credit file. I'll also explain how you can avoid all three of these and why it's important to do what ever you can to avoid having them registered on your UK credit file.
In the last chapter I'll show you how you can open a UK bank account online that does not require you to pass a credit check. As long as you're aged 18 years of age or older and are a UK resident then you're guaranteed to be able to open a brand new bank account that includes a debit card as standard even if you're currently bankrupt.
These bank accounts are better than any you will find on the High Street because of the banking facilities that they offer you. With the bank account that I'll show you inside this book you'll not only will you be able to open it online, without the need for any face to face appointments, but you'll also get Online Banking, Telephone Banking, Mobile Banking plus a debit card as well.
If your credit rating is currently preventing you from opening a bank account that gives you a debit card as standard then you need to read this book now.