Home Buying for Dummies (For Dummies (Lifestyles Paperback)) (Paperback)

• Research neighborhoods and home values
• Select the best mortgage–including the latest developments
• Understand the pros and cons of buying different types of housing
• Assemble the right team for putting the deal together
• Negotiate the best price and terms

How can we make such a claim? Easy. Between the two of us, we've spent nearly 40 years personally advising thousands of people like you about home purchases and other important personal financial decisions. We've seen how ignorance of basic concepts and practices translates into money-draining mistakes. We know that many of these mistakes are both needless and avoidable.

No one is born knowing how to buy a home. Everyone who'd like to buy a home must learn how to do it. Unfortunately, too many people get a crash course in the school of hard knocks - and learn by making costly mistakes at their own expense.

Buying a home will probably be the largest purchase that you'll ever make. If you're like most people, buying a home can send shock waves through your personal finances and may even cause a sleepless night or two. Buying a home is a major financial step and a life event for most people. It certainly was for us when we bought our first homes. You owe it to yourself to do things right.

Why this is the best home buying book for you: *It's in English. Because we're still working with real people and answering real questions (Eric, through his financial counseling, teaching, and writing - Ray, through his radio show, real estate consulting, and writing), our information is current, and we have a great deal of experience at explaining things. This experience can put you firmly in control of the home-buying process (rather than having it control you). *It's objective. We're not trying to sell you an expensive newsletter or some real estate product that you don't need. Our goal is to make you as knowledgeable as possible before you purchase a home. We even explain why you may not want to buy a home. We're not here to be real estate cheerleaders. *It's holistic. When you purchase a home, that purchase affects your ability to save money and accomplish other important financial goals. We help you to understand how best to fit your home acquisition into the rest of your personal-finance puzzle. *It's a reference. You can read this book from cover to cover if you want. However, we know that you're busy and that you likely don't desire to become a real estate expert, so each portion of the book stands on its own. You can read it piecemeal to address your specific questions and immediate concerns. --This text refers to an out of print or unavailable edition of this title.

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