I bought this to replace a cheap and nasty hi-viz waistcoat I obtained from work for my daily commute. It is very comfortable with a microfleece lining, the colour is for getting noticed( although I still get drivers passing me within inches as if drawn like a moth to a flame!). I have worn it next to my skin in these warmer climates, only in the evening when it is cooler and have not been too uncomfortable. I have yet to experience a wet cycle to work but have spilled water on it and it ran off like a soft shell jacket would, maybe light shower proof but not waterproof. Winter time will have to wait, I bought this recently and that is the only reason why I gave it 4 stars, this time next year, I hope to give it 5 out of 5, winter is waiting!