Moggach's theme here, as in the superb Tulip Fever, is the conflict between greed and love. Natalie is a pretty, ambitious girl working for Nu-Line telecommunications and fed up with her grotty life and dull boyfriend. She yearns for money, and one day gets the idea for a very simple fraud: all she has to do is find a husband with the right initials, and she can cash the cheques mistakenly made out in payment to the company to her own name. The consequences of her fraud ripple out, disastrously.
Less richly satisfying than Tulip Fever, this may disappoint those who wanted another historical novel. Moggach is much better at depicting artists and lovers than she is at making very ordinary, slightly squalid people interesting, but carries your interest by the quality of her style and plotting.