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Credit Risk Scorecards: Developing and Implementing Intelligent Credit Scoring (Wiley and SAS Business Series)
 
 
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Credit Risk Scorecards: Developing and Implementing Intelligent Credit Scoring (Wiley and SAS Business Series) [Hardcover]

Naeem Siddiqi

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Frequently Bought Together

Credit Risk Scorecards: Developing and Implementing Intelligent Credit Scoring (Wiley and SAS Business Series) + Credit Risk Modeling Using Excel and VBA (The Wiley Finance Series) + Measuring and Managing Credit Risk (Standard & Poor's Press)
Price For All Three: £98.10

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Naeem Siddiqi
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Review

"The book is a comprehensive guide for developing, implementing and monitoring credit risk scorecards." (Institute of Chartered Financial Analysts of India, November 2006)

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Praise for Credit Risk Scorecards

"Scorecard development is important to retail financial services in terms of credit risk management, Basel II compliance, and marketing of credit products. Credit Risk Scorecards provides insight into professional practices in different stages of credit scorecard development, such as model building, validation, and implementation. The book should be compulsory reading for modern credit risk managers."
—Michael C. S. Wong Associate Professor of Finance, City University of Hong Kong Hong Kong Regional Director, Global Association of Risk Professionals

"Siddiqi offers a practical, step–by–step guide for developing and implementing successful credit scorecards. He relays the key steps in an ordered and simple–to–follow fashion. A ′must read′ for anyone managing the development of a scorecard."
—Jonathan G. Baum Chief Risk Officer, GE Consumer Finance, Europe

"A comprehensive guide, not only for scorecard specialists but for all consumer credit professionals. The book provides the A–to–Z of scorecard development, implementation, and monitoring processes. This is an important read for all consumer–lending practitioners."
—Satinder Ahluwalia Vice President and Head–Retail Credit, Mashreqbank, UAE

"This practical text provides a strong foundation in the technical issues involved in building credit scoring models. This book will become required reading for all those working in this area."
—J. Michael Hardin, PhD Professor of StatisticsDepartment of Information Systems, Statistics, and Management ScienceDirector, Institute of Business Intelligence

"Mr. Siddiqi has captured the true essence of the credit risk practitioner′s primary tool, the predictive scorecard. He has combined both art and science in demonstrating the critical advantages that scorecards achieve when employed in marketing, acquisition, account management, and recoveries. This text should be part of every risk manager′s library."
—Stephen D. Morris Director, Credit Risk, ING Bank of Canada


Inside This Book (Learn More)
First Sentence
Increased competition and growing pressures for revenue generation have led credit-granting and other financial institutions to search for more effective ways to attract new creditworthy customers, and at the same time, control losses. Read the first page
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Concordance
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Front Cover | Copyright | Table of Contents | Excerpt | Index | Back Cover
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Most Helpful Customer Reviews on Amazon.com (beta)
Amazon.com:  10 reviews
10 of 11 people found the following review helpful
Bad choice for technical practionares 15 May 2008
By P. N. Harfouche - Published on Amazon.com
Format:Hardcover
I am a model expert in credit risk and it happened that I was looking for a text book that offers different approaches in calculating the score band. Offcourse, based on the great review and on the SAS icon on the back cover it seemed that this book is a good base line.(I was not able to read inside the book and now I know why the publisher didn't add this feature with amazon).It was really a disappionting buy for me, the author was talking about basics that every one in the industry should know??if there is any value of this book is the value of the sas code. AS,a buyer who is looking for a sas code to execute the very generic knowledge of the book,let me tell you that will see literary three small tables of four lines of code in each in the whole book...for practionares don't ever buy this book,for managers I don't know, they are managers and they should kow these basics, for people who knows nothing about the consumer industry then it is a good start.
Usually,I don't list any comments for any book becasue i research the book before the buy, but this book tricked me and it deserves these couple minutes of comment to pay back the publisher...Please don't list this book as a SAS book and remove the SAS icon from the back cover it is embaressing!!
1 of 1 people found the following review helpful
This is a very good intriduction book for credit risk scorecard 20 Jun 2008
By Kung-shing Chang - Published on Amazon.com
Format:Hardcover
Well, I worked for a major consumer bank in the world. This book does not target risk manager who want to know more about scorecard strategies. This book is good for a new entrant staff or students who want to be familiar with scorecard developement. I think this book is valuable because it shows that you do not have to use comprehansive tools to develope a scorecard. All you need is scorecard knowledge, basic statistics software(SAS, STATA, SPSS), and excel for reports.
2 of 3 people found the following review helpful
A fantastic book for managers 25 Dec 2007
By A. Field - Published on Amazon.com
Format:Hardcover|Amazon Verified Purchase
A fantastic book for managers. The development of scorecards involves seriously sophisticated statistics, such that without a Phd in statistics, there is no point in trying. Due to this, most books on this topic fall into one of two categories: 1. Far too mathematically advanced for ordinary readers. 2. So basic as to be of no practical use. This book is somewhere in the middle. Thus, it caters for managers, providing easy to understand, yet thorough plain English explanations of all key topics, while not losing the reader in advanced maths. At the same time, it contains enough maths to provide managers with basic maths training an insight into the statistical techniques involved in scorecards. Although far too basic for statistical experts who have the job of developing scorecards, this is a fantastic book for managers who want to gain a solid grasp of the issues.

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