It's your average suspense/action story. In this day and age, that just doesn't support a book anymore.
The characters seem as though they were ripped straight from "Die Hard". There's the widowed New York cop with a drinking problem and a bad attitude. He has a friend/tutor (the only other man who still believes in him). And then there's the bad guy- an ex-military colonel set on revenge and wealth. You can't get any more redundant.
Even so, the author doesn't seem to understand who his creations really are. He doesn't describe them, he explains them- looking at them from a third-person point of view.
While reading the book, it seems as though Patterson was so focused on his idea of the bombing of Wall Street, he forsake all other elements. He often writes himself into corners, making the bad guys too good at what they do, so that the good guys can only find them through MANY strokes of luck.
The hows and whys are not explained. It is still unclear as to why New York was bombed and how the stolen money was used. Details throughout the book are lacking, so that I'm not even sure how the money was stolen in the first place!
The conclusion only blurs the picture more. What happens to our hero cop? DO the bad guys succeed? You sure can't tell from the way it was written. The chief bad guy isn't mentioned again until the Epilogue, almost as an afterthought.
The guns and explosions were put in great detail, but everything else is only as clear as a paper bag. Stereotyped New Yorkers and B-grade movie lines add to the pain. It's a crowded genre, go find a better book to read.