Product Description
’Back to the Black: how to become debt-free and stay that way’ is for anyone worried about debt, who wants to know how to handle it and get out of debt as soon as possible. By viewing your problem as a coach or counsellor would, you’ll learn many tactics for handling stress, formulating a plan and much more. You’ll also learn how to fix a repayment schedule that’ll shorten the time till you are debt-free while protecting your peace of mind; how to budget more effectively; and some simple ways to track your spending in future so that you can stay “in the black” while still enjoying life.
After reading this book you will feel more confident of your ability to handle your debt situation … and you’ll have a plan for doing so.
You’ll know how to evaluate your current situation; how to decide realistic but challenging goals for reducing your debt; how to develop a list of options; and how to calculate your discretionary income. When you have that information, the decision about what to do will suddenly seem straightforward.
The book ends with a comprehensive “Resources” section, including contact details for nearly 50 organisations that can help you (most of them for free).
After reading this book you will feel more confident of your ability to handle your debt situation … and you’ll have a plan for doing so.
You’ll know how to evaluate your current situation; how to decide realistic but challenging goals for reducing your debt; how to develop a list of options; and how to calculate your discretionary income. When you have that information, the decision about what to do will suddenly seem straightforward.
The book ends with a comprehensive “Resources” section, including contact details for nearly 50 organisations that can help you (most of them for free).
